38 Fitzwilliam Rd, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 38 Fitzwilliam Rd, Troy, NH 03465

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,336 sqft · built 1910
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on Record
Last Sale	$316,000 (May 2025)
Tax Bill	$5,424 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TROY M:012 B:0047 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:012 B:0047 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	3,518 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	38 FITZWILLIAM RD
City	TROY
State	NH
Zip	03465-2309
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RESIDE
Legal Block	47
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	3
Census Block	3014
Census Tract	970800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Troy Village Historic District listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11 COUNTRY CLUB DR, 38, MANCHESTER, NH 03102-8826
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Warranty Deed, Transfer · FHA Mortgage NHFA
Nov 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMARY BANK
Nov 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Nov 15, 2023 · Amount on Record
Deed Document Number	20252503298
Deed Book / Page	3309 / 1313
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	May 19, 2025
Property Address	38 FITZWILLIAM RD, TROY, NH 03465-2309
Document Number	03309-1313
Book / Page	3309 / 1313
Instrument Date	May 16, 2025
Instrument	2503298
Transaction Type	Transfer
Record Updated	Jun 11, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 COUNTRY CLUB DR APT 38, 38, MANCHESTER, NH 03102-8826

Mortgage

Document Number	0002503299
Date	May 19, 2025
Instrument	2503299

Lender

Name	NHFA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	03309-1331
Date	May 19, 2025
Book Page	3309/1331
Instrument	2503300

Lender

Name	NHFA

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Nov 15, 2023
Property Address	38 FITZWILLIAM RD, TROY, NH 03465-2309
Document Number	003263-739
Book / Page	3263 / 739
Instrument Date	Nov 15, 2023
Instrument	2308174
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	354 MASON RD, MILFORD, NH 03055-3213

Mortgage

Document Number	0002308175
Date	Nov 15, 2023
Instrument	2308175

Lender

Name	PRIMARY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Nov 1, 2021
Property Address	38 FITZWILLIAM RD, TROY, NH 03465-2309
Document Number	3188-55
Book / Page	3188 / 55
Instrument Date	Oct 27, 2021
Instrument	2111958
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 VALLEY ST # 1, 1, KEENE, NH 03431-3832

Mortgage

Document Number	2111959
Date	Nov 1, 2021
Instrument	2111959

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,424.00 (+28.56%)	$251,800 (+107.58%) Land $26,900 Building $224,900
2018	$4,219.00	$121,300 Land $24,300 Building $97,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER WORKS serves 1,200 people · EPA ID NH2361010
Water Source	Groundwater
Last State Inspection	Jan 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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