Fulton County and Broadalbin Town property record for 38 First Ave, Broadalbin, NY 12025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,472 sqft · built 1921 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $309,900 (Jul 2026) |
| Tax Bill | $3,880 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2024 Line of Credit + 2 more |
| APN | 172201 137.15-2-26 |
| Primary APN | 172201 137.15-2-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Upper Floors Area | 432 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,100 sqft (0.186 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 292 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03010188000 |
|---|---|
| Street Address | 38 FIRST AVE |
| City | BROADALBIN |
| State | NY |
| Zip | 12025-2149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | OLD PARCEL =03-01- 188.00 |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | BROADALBIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 971501 |
Source: Fulton County and Broadalbin Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 74 SARATOGA AVE, BROADALBIN, NY 12025-2153 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Apr 2, 2024 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Mar 8, 2019 | Deed, Transfer |
| Mar 8, 2019 | Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Mar 8, 2019 · Amount on Record |
| Deed Document Number | 202697787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Jul 21, 2026 |
| Property Address | 38 FIRST AVE, BROADALBIN, NY 12025-2149 |
| Document Number | 0000097787 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202697787 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2026 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 SARATOGA AVE, BROADALBIN, NY 12025-2153 |
| Date | Jul 21, 2026 |
|---|
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON NY |
| Property Address | 38 FIRST AVE, BROADALBIN, NY 12025-2149 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0202485628 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 2024-85628 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Mar 8, 2019 |
| Property Address | 38 FIRST AVE, BROADALBIN, NY 12025-2149 |
| Document Number | 2019/54850 |
| Book / Page | 2019 / 54850 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 FIRST AVE, BROADALBIN, NY 12025-2149 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Mar 8, 2019 |
| Property Address | 38 FIRST AVE, BROADALBIN, NY 12025-2149 |
| Document Number | 0201954850 |
| Instrument | 2019-54850 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0201954851 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 2019-54851 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Fulton County and Broadalbin Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| County Subdivision | Broadalbin Town |
| Municipality | Broadalbin Village |
| Unified School District | Broadalbin-Perth Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,880.00 (-14.06%) | ||
| 2025 | $4,515.00 | $94,500 (-) Land $17,800 Building $76,700 | $189,227 (+10.81%) Land $35,643 Building $153,584 |
| 2023 | $94,500 Land $17,800 Building $76,700 | $170,763 Land $32,165 Building $138,598 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROADALBIN (V) serves 1,500 people · EPA ID NY1700017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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