38 Fir Dr, Ocala, FL 34472 Property Records

Marion County property record for 38 Fir Dr, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$128,800 (Jun 2019)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9020-0400-05`

Property Details

APN / Parcel Number

Primary APN	`9020-0400-05`
Alternative APN	`1414792000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1414792000
Old Parcel Number	9020040005
Street Address	38 FIR DR
City	OCALA
State	FL
Zip	34472-4250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 32 TWP 15 RGE 23
Legal Range	23E
Legal Township	15S
Legal Section	32
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	400
Legal Lot Number	5
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2030
Census Tract	1210

Owner

38 Fir Dr is owned and occupied by an individual who bought it in June 2019.

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38 FIR DR, OCALA, FL 34472-4250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit CAMPUS USA CU
Jun 5, 2019	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2019 · Amount on File
Deed Sale	Jun 5, 2019 · Amount on File
Prior Sale	Jul 15, 2015 · Amount on File
Deed Document Number	2019057661
Deed Book / Page	6979 / 1349
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	38 FIR DR, OCALA, FL 34472-4250
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FIR DR, OCALA, FL 34472-4250

Mortgage

Document Number	0078661530
Date	Aug 29, 2022
Book Page	7866/1530
Instrument	2022126629

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	NEWBERRY, FL 32669

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 24, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 5, 2019
Property Address	38 FIR DR, OCALA, FL 34472-4250
Document Number	0069791349
Book / Page	006979 / 001349
Instrument Date	May 31, 2019
Instrument	57661
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	BRICK CITY TITLE INSURANCE AGENCY INC, BRICK CITY TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$901.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FIR DR OCALA FL 344724250, OCALA, FL 34472-4250

Mortgage

Document Number	69791355
Date	Jun 5, 2019
Book Page	006979/001355
Instrument	57662

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 38 Fir Dr was $1,901 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,901.00 Homeowner's exemption	$127,247 Land $27,000 Building $100,247	$188,352 Land $27,000 Building $161,352
2023	$1,518.00 (+3.13%) Homeowner's exemption	$113,871 (+3%) Land $21,000 Building $92,871	$179,457 (+29.67%) Land $21,000 Building $158,457
2022	$1,472.00 Homeowner's exemption	$110,554	$138,394 Land $14,000 Building $124,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Fir Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Fir Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fir Dr

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