38 Fairfield Ln, Cary, IL 60013 Property Records

McHenry County property record for 38 Fairfield Ln, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,914 sqft · built 1979
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Owner Names on File
Last Sale	$216,500 (Feb 2003)
Deeds & Mortgages	Aug 2021 Line of Credit Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-14-204-011`

Property Details

APN / Parcel Number

Primary APN	`19-14-204-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,914 sqft
Gross Area	2,720 sqft
1st Floor Area	1,046 sqft
2nd Floor Area	868 sqft

Exterior

Year Built	Built 1979
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	132 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	38 FAIRFIELD LN
City	CARY
State	IL
Zip	60013-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2003R0014579 LT 273 GREENFIELDS UNIT 6
Legal Range	08E
Legal Township	43N
Legal Section	14
Legal Subdivision	GREENFIELDS 06
Legal Block	204
Legal Lot Number	273
Legal Unit	6
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2010
Census Tract	871312

Owner

The current owner of 38 Fairfield Ln bought it in February 2003.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	38 FAIRFIELD LN, CARY, IL 60013-1946
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Mar 19, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2003 · Amount on File
Deed Sale	Feb 4, 2003 · Amount on File
Prior Sale	Jun 26, 1996 · Amount on File
Deed Document Number	2003R0014579
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	38 FAIRFIELD LN, CARY, IL 60013-1946
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FAIRFIELD LN, CARY, IL 60013-1946

Mortgage

Document Number	0000044649
Date	Aug 16, 2021
Instrument	2021R0044649

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	38 FAIRFIELD LN, CARY, IL 60013-1946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007184
Date	Mar 19, 2019
Instrument	2019R0007184

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 15, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	38 FAIRFIELD LN, CARY, IL 60013-1946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042434
Date	Oct 13, 2020
Instrument	2020R0042434

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 5, 2030

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$82,911 Land $20,749 Building $62,162	$248,733 Land $62,247 Building $186,486

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Fairfield Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Fairfield Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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