38 Ensign Spence, Williamsburg, VA 23185 Property Records

James City County property record for 38 Ensign Spence, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,910 sqft · built 2017
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Trust Names on Record
Last Sale	$210,000 (Jun 2016)
Tax Bill	$9,433 (2022)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50-2 11-0-0015`

Property Details

APN / Parcel Number

Primary APN	`50-2 11-0-0015`
Alternative APN	`1915`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,910 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached
Garage Area	764 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	1915
Street Address	38 ENSIGN SPENCE
City	WILLIAMSBURG
State	VA
Zip	23185-5561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	L-15 HAMPTON KEY
Legal Subdivision	KINGSMILL
Legal Lot Number	15
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1015
Census Tract	80103

Owner

Source: James City County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	38 ENSIGN SPENCE, WILLIAMSBURG, VA 23185-5561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2016 · Amount on Record
Deed Sale	Jun 6, 2016 · Amount on Record
Prior Sale	Jul 5, 2006 · Amount on Record
Deed Document Number	201610235
Last Transfer Date	Apr 20, 2018
Transfer Doc	0000007616
Record Updated	Jun 8, 2026

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 25, 2018
Property Address	38 ENSIGN SPENCE, WILLIAMSBURG, VA 23185-5561
Document Number	0000007616
Instrument Date	Apr 20, 2018
Instrument	7616
Transaction Type	Mortgage
Record Updated	Jan 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	7580
Date	Apr 25, 2018
Instrument	7580

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,222,200 (+7.53%) Land $275,600 Building $946,600	$1,222,200 (+7.53%) Land $275,600 Building $946,600
2023		$1,136,600 Land $262,400 Building $874,200	$1,136,600 Land $262,400 Building $874,200
2022	$9,433.00 (+14.88%)
2019	$8,211.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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