38 Endicott St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 38 Endicott St, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,260 sqft · built 1900
Lot Size	0.078 acres (3,380 sqft)
Owner	2 Individual Names on File
Last Sale	$83,500 (Jan 1995)
Tax Bill	$6,684 (2025)
Deeds & Mortgages	Nov 2021 Refinance May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:070 L:650 S:013`

Property Details

APN / Parcel Number

Primary APN	`B:070 L:650 S:013`
Alternative APN	`LYNN M:070 B:650 L:013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,260 sqft Living Area
Gross Area	4,320 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,380 sqft (0.078 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	38 ENDICOTT ST
City	LYNN
State	MA
Zip	01902-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	650
Legal Lot Number	13
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2014
Census Tract	205500

Owner

38 Endicott St is owned and occupied by two individuals who bought it in January 1995.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 ENDICOTT ST, LYNN, MA 01902-4006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 1995 · Amount on File
Deed Sale	Jan 3, 1995 · Amount on File
Prior Sale	Feb 16, 1993 · Amount on File
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	38 ENDICOTT ST, LYNN, MA 01902-4006
Transaction Type	Mortgage
Record Updated	Jul 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040503-79
Date	Nov 19, 2021
Book Page	40503/79
Instrument	20211119004790

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	38 ENDICOTT ST, LYNN, MA 01902-4006
Document Number	37562-520
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 ENDICOTT ST LYNN MA 019024006, LYNN, MA 01902-4006

Mortgage

Document Number	37562-520
Date	Jun 4, 2019
Book Page	037562/000520
Instrument	4003350

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 3, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 38 Endicott St was $6,684, up 7.2% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,684.00 (+7.2%)	$645,200 (+8.97%) Land $187,800 Building $457,400	$634,125
2024	$6,235.00 (+11.12%)	$592,100 (+17.67%) Land $181,100 Building $411,000
2023	$5,611.00	$503,200 Land $142,700 Building $360,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Endicott St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Endicott St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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