38 Enclave Cir, Texarkana, TX 75503 Property Records

Bowie County property record for 38 Enclave Cir, Texarkana, TX 75503

Property Summary

Property Type	Single Family Home
Details	2,259 sqft · built 2017
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on Record
Tax Bill	$6,959 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7335000700`

Property Details

APN / Parcel Number

Primary APN	`7335000700`
Alternative APNs	`07335000700` `82598`

Interior

Building Area	2,259 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	8,451 sqft (0.194 acres)

Location & Zoning

Account Number	07335000700
Street Address	38 ENCLAVE CIR
City	TEXARKANA
State	TX
Zip	75503-0127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT NORTH PARK (THE) LOT 7 REPLAT 2015-8540 08/05/15 BLK/TRACT 1 0.194 ACRES
Legal Subdivision	ENCLAVE AT NORTH PARK
Legal Tract	1
Legal Block	1
Legal Lot Number	7
Jurisdiction	BOWIE TX
Township / Civil Division	TEXARKANA
Census Block Group	1
Census Block	1008
Census Tract	10903

Owner

Source: Bowie County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 ENCLAVE CIR, TEXARKANA, TX 75503-0127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL NATIONAL BANK
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL NATIONAL BANK
Jul 11, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCIAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	38 ENCLAVE, TEXARKANA, TX 75503-0127
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003499
Date	Apr 14, 2020
Instrument	2020-00003499

Lender

Name	COMMERCIAL NATIONAL BANK
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	38 ENCLAVE, TEXARKANA, TX 75503-0127
Transaction Type	Mortgage
Record Updated	Oct 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201807483
Date	Jul 19, 2018
Instrument	2018-07483

Lender

Name	COMMERCIAL NATIONAL BANK
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOWIE TX
Property Address	38 ENCLAVE, TEXARKANA, TX 75503-0127
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201707715
Date	Jul 11, 2017
Instrument	2017-07715

Lender

Name	COMMERCIAL NATIONAL BANK
Type	Bank
Address	TEXARKANA, TX 75504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 10, 2018

Tax Assessment & Valuation

Source: Bowie County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bowie County
Municipality	Texarkana City
Unified School District	Texarkana Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,959.00 (-13.52%) Homeowner's exemption Senior Citizen's exemption	$423,816 (+12.99%) Land $40,000 Building $383,816	$423,816 (-) Land $40,000 Building $383,816
2024	$8,047.00 (+9.16%)		$423,816 (+6.03%) Land $40,000 Building $383,816
2023	$7,372.00 (+2.79%) Homeowner's exemption	$375,097	$399,717 Land $40,000 Building $359,717
2021	$7,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2015–2025)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 37,000 people · EPA ID TX0190004
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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