Kosciusko County property record for 38 Ems C19A Ln, Warsaw, IN 46582
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3.5 ba · 4,207 sqft · built 2005 |
| Lot Size | 0.323 acres (14,092 sqft) |
| Owner | Individual Name on File |
| Last Sale | $449,600 (Feb 2005) |
| Tax Bill | $5,552 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Dec 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 029-702025-93 |
| Primary APN | 029-702025-93 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,207 sqft Living Area |
| 1st Floor Area | 4,207 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,092 sqft (0.323 acres) |
| Lot Dimensions | 128 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00000047887 |
|---|---|
| Street Address | 38 EMS C19A LN |
| City | WARSAW |
| State | IN |
| Zip | 46582-9192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESID |
| Legal Description | 29-137-27 LOTS 21 & 22 ARROWHEAD PK ROSNAGLE-CAMDEN ADD |
| Legal Range | 6 |
| Legal Township | 33 |
| Legal Section | 35 |
| Legal Subdivision | ARROWHEAD |
| Legal Lot Number | 21-22 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | PLAIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 961700 |
38 Ems C19A Ln is owned and occupied by an individual who acquired it in August 2026.
Source: Kosciusko County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 EMS C19A LN, WARSAW, IN 46582-9192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Affidavit, Transfer |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GVC MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2005 · Amount on File |
| Deed Sale | Feb 11, 2005 · Amount on File |
| Deed Document Number | 20052162 |
| Last Transfer Date | Aug 20, 2026 |
| Transfer Doc | 0000080739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Aug 20, 2026 |
| Property Address | 38 EMS C19A LN, WARSAW, IN 46582-9192 |
| Document Number | 0000080739 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202680739 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 EMS C19A LN, WARSAW, IN 46582-9192 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 38 EMS C19A LN, WARSAW, IN 46582-9192 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 2021121564 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021121564 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PENDLETON, IN 46064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 38 Ems C19A Ln was $5,552 with a homeowner's exemption, down 4.4% from the year before.
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Plain Township |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,552.00 (-4.41%) Homeowner's exemption | $911,300 (+11.62%) Land $275,500 Building $635,800 | $911,300 (+11.62%) Land $275,500 Building $635,800 |
| 2024 | $5,808.00 (+8.83%) Homeowner's exemption | $816,400 (+5.14%) Land $261,400 Building $555,000 | $816,400 (+5.14%) Land $261,400 Building $555,000 |
| 2023 | $5,337.00 (+13.5%) | $776,500 (+16.57%) Land $248,500 Building $528,000 | $776,500 (+16.57%) Land $248,500 Building $528,000 |
| 2022 | $4,702.00 | $666,100 Land $211,300 Building $454,800 | $666,100 Land $211,300 Building $454,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Ems C19A Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1981–2013) |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Ems C19A Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
May also be available: Kosciusko Connect, Xfinity.
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