38 Emma St, Plainfield, NJ 07063 Property Records

Union County and Plainfield City property record for 38 Emma St, Plainfield, NJ 07063

Property Summary

Property Type	Single Family Home
Details	1,384 sqft · built 1921
Lot Size	0.112 acres (4,874 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Feb 2013)
Tax Bill	$6,088 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00220-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`12-00220-0000-00024`
Alternative APNs	`120022000024` `02328000`

Interior

Stories	2 Stories
Building Area	1,384 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	4,874 sqft (0.112 acres)
Lot Dimensions	125 ft deep x 39 ft wide

Location & Zoning

Account Number	02328000
Street Address	38 EMMA ST
City	PLAINFIELD
State	NJ
Zip	07063-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 1384 SQ FT
Legal Block	220
Legal Lot Number	24
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2007
Census Tract	39400

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 EMMA ST, PLAINFIELD, NJ 07063-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Grant Deed, Transfer · FHA Mortgage TOTAL MTG SVCS
Aug 30, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2013 · Amount on Record
Deed Sale	Feb 15, 2013 · Amount on Record
Deed Book / Page	5941 / 720
Record Updated	Sep 20, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jan 17, 2020
Property Address	38 EMMA ST, PLAINFIELD, NJ 07063-1129
Document Number	0063552750
Book / Page	006355 / 002750
Instrument Date	Sep 16, 2019
Instrument	321179
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 EMMA ST PLAINFIELD NJ 070631129, PLAINFIELD, NJ 07063-1129

Mortgage

Document Number	146412847
Date	Jan 17, 2020
Book Page	014641/002847
Instrument	685306

Lender

Name	TOTAL MTG SVCS
Type	Mortgage Company
Address	MILFORD, CT 06461

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	38 EMMA ST, PLAINFIELD, NJ 07063-1129
Document Number	0143320588
Book / Page	014332 / 000588
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 EMMA ST PLAINFIELD NJ 070631129, PLAINFIELD, NJ 07063-1129

Mortgage

Document Number	0143320588
Date	Sep 13, 2017
Book Page	014332/000588
Instrument	646201

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,200 (-) Land $29,600 Building $38,600	$68,200 (-) Land $29,600 Building $38,600
2025	$6,088.00 (+2.23%)	$68,200 (-) Land $29,600 Building $38,600	$68,200 (-) Land $29,600 Building $38,600
2024	$5,955.00 (+3.22%)
2023		$68,200 Land $29,600 Building $38,600	$68,200 Land $29,600 Building $38,600
2022	$5,769.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1979–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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