38 Emerald St, Melbourne, FL 32904 Property Records

Brevard County property record for 38 Emerald St, Melbourne, FL 32904

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 1,560 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Aug 2022)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-36-02-01-B-20`

Property Details

APN / Parcel Number

Primary APN	`28-36-02-01-B-20`
Alternative APNs	`28-36-02-01-0000B.0-0020.00` `2800807`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	78 ft deep x 99 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Enclosed Porch
Porch Area	256 sqft
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2800807
Street Address	38 EMERALD ST
City	MELBOURNE
State	FL
Zip	32904-1965
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	TR1
Legal Description	ACRES OF DIAMONDS LOT 20 BLK B
Legal Range	36E
Legal Township	28S
Legal Section	02
Legal Subdivision	ACRES OF DIAMONDS
Legal Block	B
Legal Lot Number	20
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1027
Census Tract	64601

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38 EMERALD ST, MELBOURNE, FL 32904-1965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on Record
Deed Sale	Aug 10, 2022 · Amount on Record
Prior Sale	Oct 27, 2010 · Amount on Record
Deed Document Number	2022196943
Deed Book / Page	9582 / 2086
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 10, 2022
Property Address	38 EMERALD ST, MELBOURNE, FL 32904-1965
Document Number	0095822086
Book / Page	9582 / 2086
Map Reference	MB 17 PG 129
Instrument Date	Jul 26, 2022
Instrument	2022196943
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	CLEAR CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2680 CROTON RD, 2680, MELBOURNE, FL 32935-3576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 EMERALD ST, MELBOURNE, FL 32904-1965

Mortgage

Document Number	0095822088
Date	Aug 10, 2022
Instrument	9582/2088

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,620 (-3.16%)	$161,620 (-3.16%)
2025	$2,124.00 (-6.14%) Homeowner's exemption	$166,890 (-8.92%) Land $35,000 Building $131,890	$166,890 (-8.92%) Land $35,000 Building $131,890
2023	$2,263.00 (+169.73%) Homeowner's exemption	$183,230 (+173.85%) Land $35,000 Building $148,230	$183,230 (+16.27%) Land $35,000 Building $148,230
2022	$839.00 Homeowner's exemption	$66,910	$157,590 Land $30,000 Building $127,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 75 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	26 (1995–2017)
Claims Outside the SFHA	21 of 26
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Tropical Storm Fay, Aug 2008 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20