38 Emerald Ridge Dr, Bear, DE 19701 Property Records

New Castle County property record for 38 Emerald Ridge Dr, Bear, DE 19701 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,436 sqft · built 1993
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Jun 2005)
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-002.30-006`

Property Details

APN / Parcel Number

Primary APN	`12-002.30-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,436 sqft Living Area
1st Floor Area	1,574 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	257 ft deep x 85 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	38 EMERALD RIDGE DR
City	BEAR
State	DE
Zip	19701-2260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EMERALD RIDGE
Legal Lot Number	77
Jurisdiction	NEW CASTLE DE
Township / Civil Division	RED LION
Census Block Group	3
Census Block	3008
Census Tract	16401

Owner

Source: New Castle County records · APN 12-002.30-006

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 EMERALD RIDGE DR, BEAR, DE 19701-2260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2005 · Amount on Record
Deed Sale	Jun 02, 2005 · Amount on Record
Deed Document Number	200551732
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	38 EMERALD RIDGE DR, BEAR, DE 19701-2260
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 EMERALD RIDGE DR, BEAR, DE 19701-2260

Mortgage

Document Number	0000077581
Date	Aug 03, 2022
Instrument	20220803-0077581

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Colonial School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,900.00 (+0.83%)	$571,100 (+369.27%) Land $104,300 Building $466,800
2024			$553,050
2023	$3,868.00	$121,700 Land $14,200 Building $107,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 8% of Delaware
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.