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38 Elm St, Unit 4, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 38 Elm St, Unit 4, Worcester, MA 01609

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 1,026 sqft · built 1890
Lot Size0.196 acres (8,552 sqft)
OwnerIndividual Name on File
Last Sale$181,200 (Dec 2017)
Tax Bill$3,418 (2026)
Deeds & MortgagesJan 2020 Sale
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN3-030-038-4

Property Details

APN / Parcel Number

Primary APN3-030-038-4
Alternative APNs
  • WORC M:03 B:030 L:038-4
  • M:03 B:030 L:038=4

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Units4 Units
Building Area1,026 sqft Living Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleOther
Exterior MaterialCombination
Roof TypeMansard
Roof MaterialSlate
Lot Area8,552 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number3-030-038-4
Street Address38 ELM ST, 4
CityWORCESTER
StateMA
Zip01609-2563
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block30
Legal Lot Number38-4
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group3
Census Block3001
Census Tract731700

Owner

38 Elm St, Unit 4 is owned by an individual who acquired it in January 2020.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 60455, WORCESTER, MA 01606-0455
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2020Condominium Deed, Transfer
NOT AVAILABLE
Dec 28, 2017Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2017 · Amount on File
Deed SaleDec 28, 2017 · Amount on File
Prior SaleMay 25, 2007 · Amount on File
Deed Document Number2017145865
Deed Book / Page58256 / 377
Last Transfer DateJan 23, 2020
Transfer Doc61805-374
Record UpdatedOct 29, 2026

January 2020: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWORCESTER MA
Recording DateJan 28, 2020
Property Address38 ELM ST UNIT 4, 4, WORCESTER, MA 01609-2563
Document Number61805-374
Book / Page061805 / 000374
Instrument DateJan 23, 2020
Instrument8966
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 60455 WORCESTER MA 016060455, WORCESTER, MA 01606-0455

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateDec 28, 2017
Property Address38 ELM ST UNIT 4, 4, WORCESTER, MA 01609-2563
Document Number58256-377
Book / Page058256 / 000377
Instrument DateDec 27, 2017
Instrument145865
Transaction TypeTransfer
Record UpdatedJan 16, 2018

Transaction

AmountAmount on Record
Tax$826.27
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address50 FRANKLIN ST BOSTON MA 021101308, BOSTON, MA 02110-1308

Tax Assessment & Valuation

The 2026 property tax bill for 38 Elm St, Unit 4 was $3,418, up 6.1% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,418.00 (+6.08%)$257,400 (+5.36%) Building $257,400$249,920 (-7.11%)
2025$3,222.00$244,300 Building $244,300$269,040 (+1.43%)
2024$265,240
2023$3,080.00$214,800 Building $214,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Elm St, Unit 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38 Elm St, Unit 4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

May also be available: T-Mobile.

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