Passaic County and West Milford Township property record for 38 Elm St, Hewitt, NJ 07421
| Property Type | Single Family Home |
|---|---|
| Details | 1,521 sqft · built 1959 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,777 (Jan 2021) |
| Tax Bill | $9,469 (2025) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Nov 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03503-0000-00054 |
| Primary APN | 15-03503-0000-00054 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,521 sqft Living Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Old Parcel Number | 1500218000000011A |
|---|---|
| Street Address | 38 ELM ST |
| City | HEWITT |
| State | NJ |
| Zip | 07421-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3503 |
| Legal Lot Number | 54 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WEST MILFORD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 256802 |
38 Elm St is owned and occupied by two individuals who bought it in January 2021.
Source: Passaic County and West Milford Township records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 ELM ST, HEWITT, NJ 07421-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Nov 20, 2020 | Quit Claim Deed, Transfer KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD TITLE |
| Jan 6, 2021 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on File |
| Deed Sale | Jan 6, 2021 · Amount on File |
| Prior Sale | Mar 6, 2012 · Amount on File |
| Deed Document Number | 2021673 |
| Deed Book / Page | 3938 / 30 |
| Prior Transfer Date | Feb 10, 2012 |
| Prior Transfer Doc | 0000011682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 38 ELM ST, HEWITT, NJ 07421-2808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000024212 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | M18572/201 |
| Instrument | 2023024212 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 20, 2020 |
| Property Address | 38 ELM ST, HEWITT, NJ 07421-2808 |
| Document Number | 0000060077 |
| Book / Page | 003910 / 000289 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 60077 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | KENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 ELM ST HEWITT NJ 074212808, HEWITT, NJ 07421-2808 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 6, 2021 |
| Property Address | 38 ELM ST, HEWITT, NJ 07421-2808 |
| Document Number | 0000000673 |
| Book / Page | D3938 / 30 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 2021000673 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 ELM STREET, 38, WEST MILFORD, NJ |
| Name | Verified Name |
|---|---|
| Address | 38 ELM STREET, WEST MILFORD, NJ |
| Document Number | 0000000674 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | M16709/15 |
| Instrument | 2021000674 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 38 Elm St was $9,469, up 4% from the year before.
Source: Passaic County and West Milford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | West Milford Township |
| Unified School District | West Milford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,700 (-) Land $94,800 Building $129,900 | $224,700 (-) Land $94,800 Building $129,900 | |
| 2025 | $9,469.00 (+3.95%) | $224,700 Land $94,800 Building $129,900 | $224,700 Land $94,800 Building $129,900 |
| 2024 | $9,109.00 | ||
| 2023 | $224,700 Land $94,800 Building $129,900 | $224,700 Land $94,800 Building $129,900 | |
| 2022 | $8,963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1981–2011) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
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