Strafford County and Dover City property record for 38 Elm St, Dover, NH 03820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,264 sqft · built 1870 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,777 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | DOVR M:12054 B:L |
| Primary APN | DOVR M:12054 B:L |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Living Area |
| 1st Floor Area | 811 sqft |
| Attic | Attic |
| Attic Area | 985 sqft |
| Basement Area | 1,279 sqft |
| Unfinished Basement | 1,279 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 38 ELM ST |
|---|---|
| City | DOVER |
| State | NH |
| Zip | 03820-3941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR |
| Jurisdiction | DOVER CITY NH |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 81300 |
38 Elm St is owner-occupied and held in a trust.
Source: Strafford County and Dover City records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 38 ELM ST, DOVER, NH 03820-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 38 Elm St was $11,777, up 8.3% from the year before.
Source: Strafford County and Dover City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Strafford County |
| Municipality | Dover City |
| Unified School District | Dover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,777.00 (+8.31%) | $598,400 (-) Land $170,500 Building $427,900 | |
| 2024 | $10,873.00 (+5.14%) | $598,400 (+8.21%) Land $170,500 Building $427,900 | $699,200 |
| 2023 | $10,341.00 (+4.31%) | $553,000 (+10.67%) Land $174,500 Building $378,500 | |
| 2022 | $9,914.00 | $499,700 Land $158,600 Building $341,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPT serves 29,000 people · EPA ID NH0651010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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