Nassau County and Hempstead Town property record for 38 Elgin Rd, Valley Stream, NY 11581
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,448 sqft · built 1928 |
| Lot Size | 0.099 acres (4,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $634,000 (Aug 2021) |
| Tax Bill | $9,139 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-047-00-0025 |
| Primary APN | 39-047-00-0025 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,448 sqft Living Area |
| Gross Area | 1,640 sqft |
| 1st Floor Area | 616 sqft |
| Basement Area | 192 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 4,300 sqft (0.099 acres) |
| Lot Dimensions | 100 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39047 00250 |
|---|---|
| Street Address | 38 ELGIN RD |
| City | VALLEY STREAM |
| State | NY |
| Zip | 11581-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 024 |
| Legal Block | 47 |
| Legal Lot Number | 25 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 410700 |
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 ELGIN RD, VALLEY STREAM, NY 11581-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage LOAN DEPOT INC |
| May 1, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BETH PAGE FCU |
| May 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETH PAGE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | Jun 28, 2004 · Amount on Record |
| Deed Document Number | 2021106521 |
| Deed Book / Page | 14121 / 959 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Aug 16, 2021 |
| Property Address | 38 ELGIN RD, VALLEY STREAM, NY 11581-2124 |
| Document Number | 0141210959 |
| Book / Page | 14121 / 959 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021-106521 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,536.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 93RD AVE, WOODHAVEN, NY 11421 |
| Document Number | 202110652245728622 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-10652245728622 |
| Name | LOAN DEPOT INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 38 ELGIN RD, VALLEY STREAM, NY 11581-2124 |
| Document Number | 0442580311 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 ELGIN RD VALLEY STREAM NY 115812124, VALLEY STREAM, NY 11581-2124 |
| Document Number | 0442580311 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 044258/000311 |
| Instrument | 48255 |
| Name | BETH PAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 16, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 38 ELGIN RD, VALLEY STREAM, NY 11581-2124 |
| Document Number | 0442580293 |
| Instrument Date | May 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 ELGIN RD VALLEY STREAM NY 115812124, VALLEY STREAM, NY 11581-2124 |
| Document Number | 0442580293 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 044258/000293 |
| Instrument | 48254 |
| Name | BETH PAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 14, 2035 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Valley Stream Village |
| Elementary School District | Valley Stream Union Free School District 24 (KG - 06) |
| Secondary School District | Valley Stream Central High School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $444 (-) Land $176 Building $268 | $444,000 (-) | |
| 2025 | $9,139.00 (-3.91%) | ||
| 2023 | $9,511.00 Additional exemption filed | $444 Land $177 Building $267 | $444,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1984–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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