38 Edgewood Ct, Bloomington, IL 61701 Property Records

McLean County property record for 38 Edgewood Ct, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1993
Lot Size	0.153 acres (6,657 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Sep 2026)
Tax Bill	$6,158 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-17-154-005`

Property Details

APN / Parcel Number

Primary APN	`21-17-154-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	3,358 sqft
1st Floor Area	1,702 sqft
Basement Area	1,127 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	6,657 sqft (0.153 acres)
Lot Dimensions	110 ft deep x 60 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 EDGEWOOD CT
City	BLOOMINGTON
State	IL
Zip	61701-7834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 243 FOURTH ADD TO OAKWOODS DEV
Legal Range	02E
Legal Township	23N
Legal Section	17
Legal Subdivision	FOURTH ADD OAKWOODS DEV
Legal Lot Number	243
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3022
Census Tract	1404

Owner

38 Edgewood Ct is owned and occupied by two individuals who bought it in September 2026.

Source: McLean County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 EDGEWOOD CT, BLOOMINGTON, IL 61701-7834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Oct 22, 2025	Special Warranty Deed, Transfer ALLIANCE LAND TITLE
May 13, 2019	Intrafamily Transfer, Transfer · VA Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2026 · Amount on File
Deed Sale	Sep 18, 2026 · Amount on File
Prior Sale	Oct 22, 2025 · Amount on File
Deed Document Number	202614092
Prior Transfer Date	Apr 28, 2025
Prior Transfer Doc	0000006519
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 18, 2026
Property Address	38 EDGEWOOD CT, BLOOMINGTON, IL 61701-7834
Document Number	0000014092
Instrument Date	Aug 31, 2026
Instrument	202614092
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 EDGEWOOD CT, BLOOMINGTON, IL 61701-7834

Mortgage

Document Number	0000014093,
Date	Sep 18, 2026
Instrument	202614093

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.5%
Max Rate	-1%

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 22, 2025
Property Address	38 EDGEWOOD CT, BLOOMINGTON, IL 61701-7834
Document Number	202500015047
Map Reference	DOC 91-11535
Instrument Date	Sep 2, 2025
Instrument	2025-00015047
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	ALLIANCE LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8818 E 1400 NORTH RD, BLOOMINGTON, IL 61705-6669

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	May 13, 2019
Property Address	38 EDGEWOOD CT, BLOOMINGTON, IL 61701-7834
Document Number	201900007053
Map Reference	DOC 91-11535
Instrument Date	Apr 25, 2019
Instrument	2019-00007053
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 EDGEWOOD CT, BLOOMINGTON, IL 61701-7834

Mortgage

Document Number	201900007054
Date	May 13, 2019
Instrument	2019-00007054

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 38 Edgewood Ct was $6,158, up 10.7% from the year before.

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,158.00 (+10.66%)	$85,138 (+13.64%) Land $14,231 Building $70,907	$255,414 (+13.64%) Land $42,693 Building $212,721
2024	$5,565.00 (+6.92%)	$74,917 (+11.09%) Land $12,522 Building $62,395	$224,751 (+11.09%) Land $37,566 Building $187,185
2023	$5,205.00 (+5.02%)	$67,438 (+8.61%) Land $11,272 Building $56,166	$202,314 (+8.61%) Land $33,816 Building $168,498
2022	$4,956.00	$62,090 Land $10,378 Building $51,712	$186,270 Land $31,134 Building $155,136

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Edgewood Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Edgewood Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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