Flagler County property record for 38 Edgely Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,974 sqft · built 1999 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $140,000 (Sep 2011) |
| Tax Bill | $2,474 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-01190-0090 |
| Primary APN | 07-11-31-7034-01190-0090 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,974 sqft Heated Area |
| Gross Area | 2,792 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Driveway | Driveway |
| Driveway Area | 450 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 38 EDGELY LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 34 BL 119 LT 9 OR 383 PG 868 OR 656 PG 449 OR 834 PG 511 OR 980 PG 27-CD OR 1835/292 OR 1835/295 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 119 |
| Legal Lot Number | 9 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 2 |
| Census Block | 2097 |
| Census Tract | 60218 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 38 EDGELY LN, PALM COAST, FL 32164-6353 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC |
| Jul 6, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2011 · Amount on Record |
| Deed Sale | Sep 28, 2011 · Amount on Record |
| Prior Sale | Sep 28, 2011 |
| Deed Document Number | 2011026433 |
| Deed Book / Page | 1835 / 0295 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 38 EDGELY LN, PALM COAST, FL 32164-6353 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 28 EDGELY LN, PALM COAST, FL 32164-6353 |
| Document Number | 0026251985 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 2625/1985 |
| Instrument | 2021061721 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 3, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 38 EDGELY LN, PALM COAST, FL 32164-6353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLLINK |
| Name | Verified Name |
|---|
| Document Number | 0022591983 |
|---|---|
| Date | Feb 16, 2018 |
| Book Page | 2259/1983 |
| Instrument | 2018005817 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 38 EDGELY LN, PALM COAST, FL 32164-6353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024551559 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 2455/1559 |
| Instrument | 2020025277 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 8, 2050 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,474.00 (+5.59%) Homeowner's exemption | $179,307 (+5.99%) | $329,868 (+3.77%) Land $66,500 Building $263,368 |
| 2023 | $2,343.00 (+1.34%) Homeowner's exemption | $169,179 (+3%) | $317,896 (+3.8%) Land $58,000 Building $259,896 |
| 2022 | $2,312.00 Homeowner's exemption | $164,252 | $306,270 Land $60,000 Building $246,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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