38 Edgecliff Rd, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 38 Edgecliff Rd, Watertown, MA 02472

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,007 sqft · built 1928
Lot Size	0.131 acres (5,712 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Mar 2023)
Tax Bill	$10,213 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52430-24`

Property Details

APN / Parcel Number

Primary APN	`52430-24`
Alternative APNs	`WATE M:1140 B:0046 L:121AB` `10889`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,007 sqft Living Area
Basement Area	1,401 sqft
Unfinished Basement	1,401 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,712 sqft
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	10889
Street Address	38 EDGECLIFF RD
City	WATERTOWN
State	MA
Zip	02472-3546
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	T
Legal Block	46
Legal Lot Number	121AB
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2008
Census Tract	370201

Owner

38 Edgecliff Rd, a condominium, is owned and occupied by two individuals who bought it in March 2023.

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 EDGECLIFF RD, WATERTOWN, MA 02472-3546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Jun 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Prior Sale	Nov 5, 2015 · Amount on File
Deed Book / Page	81365 / 313
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	081365-313
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	Mar 27, 2023
Property Address	38 EDGECLIFF RD, WATERTOWN, MA 02472-3546
Document Number	081365-313
Book / Page	81365 / 313
Instrument Date	Mar 24, 2023
Instrument	29942
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 EDGECLIFF RD # 2, 2, WATERTOWN, MA 02472-3546
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029943
Date	Mar 27, 2023
Instrument	29943

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	38 EDGECLIFF RD, WATERTOWN, MA 02472-3546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74944-479
Date	Jun 23, 2020
Book Page	74944/479
Instrument	98084

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	38 EDGECLIFF RD, WATERTOWN, MA 02472-3546
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71577-453
Date	Sep 5, 2018
Book Page	71577/453
Instrument	137037

Lender

Name	BELMONT SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2038

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	38 EDGECLIFF RD, WATERTOWN, MA 02472-3546
Document Number	70129-55
Book / Page	070129 / 000055
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70129-55
Date	Oct 25, 2017
Book Page	070129/000055
Instrument	2990

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 38 Edgecliff Rd was $10,213, up 13.7% from the year before.

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,213.00 (+13.69%)	$837,100 (+8.84%) Building $837,100	$873,770 (-5.05%)
2025	$8,983.00 (+11.3%)	$769,100 (+11.5%) Building $769,100	$920,265 (+4.89%)
2024	$8,071.00 (-10.55%)	$689,800 (+3.82%) Building $689,800	$877,325
2023	$9,023.00	$664,400 Building $664,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Edgecliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 Edgecliff Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Starry.

Nearby Properties on Edgecliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures