Monroe County property record for 38 Ed Swift Rd, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2006 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Owner Name on File |
| Last Sale | $465,000 (Apr 2007) |
| Tax Bill | $2,549 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00121260-000000 |
| Primary APN | 00121260-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 60 ft deep x 70 ft wide |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1154989 |
|---|---|
| Old Parcel Number | 22672600121260000000 |
| Street Address | 38 ED SWIFT RD |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22 67 26 BIG COPPITT KEY PT LOT 2 (LOTS 36 & 38) OR431-769/773 OR930-1722D/C OR930-1724/AFF OR968-111AFF OR968-112/113 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | BIG COPPITT KEY |
| Legal Lot Number | 2,36,38 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 971700 |
The current owner of 38 Ed Swift Rd bought it in April 2007.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 38 ED SWIFT RD, KEY WEST, FL 33040-5639 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2007 · Amount on File |
| Deed Sale | Apr 5, 2007 · Amount on File |
| Prior Sale | Jan 10, 2005 · Amount on File |
| Deed Document Number | 1636239 |
| Deed Book / Page | 2284 / 2091 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 38 ED SWIFT RD, KEY WEST, FL 33040-5639 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 ED SWIFT RD, KEY WEST, FL 33040-5639 |
| Document Number | 0031590836 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 3159/836 |
| Instrument | 2364661 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2052 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $253,825 | $559,199 Land $309,540 Building $249,659 | |
| 2024 | $2,549.00 (+6.03%) | ||
| 2023 | $2,404.00 (+2.74%) Homeowner's exemption | $239,488 (+3%) | $628,255 (+15.39%) Land $393,960 Building $234,295 |
| 2022 | $2,340.00 Homeowner's exemption | $232,513 | $544,452 Land $307,430 Building $237,022 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Ed Swift Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 296 (1980–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Ed Swift Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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