38 E Whitney St, Chula Vista, CA 91910 Property Records

San Diego County property record for 38 E Whitney St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 1959
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (Dec 2021)
Tax Bill	$10,412 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`574-095-04-00`

Property Details

APN / Parcel Number

Primary APN	`574-095-04-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,730 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38 E WHITNEY ST
City	CHULA VISTA
State	CA
Zip	91910-6130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK A LOT 4 TR 003770
Legal Subdivision	PARDEE-PHILLIPS
Legal Tract	003770
Legal Block	A
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1020
Census Tract	13401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 E WHITNEY ST, CHULA VISTA, CA 91910-6130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Aug 23, 2017	Grant Deed, Transfer · Conventional Mortgage WALLICK & VOLK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Aug 23, 2017 · Amount on Record
Deed Document Number	2021846845
Prior Transfer Date	Apr 20, 1994
Prior Transfer Doc	0000274335
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2021
Property Address	38 E WHITNEY ST, CHULA VISTA, CA 91910-6130
Document Number	0000846845
Map Reference	MAP 3770
Instrument Date	Dec 10, 2021
Instrument	2021-0846845
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO SD BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	38 E WHITNEY ST, CHULA VISTA, CA 91910-6130

Mortgage

Document Number	0000846846
Date	Dec 15, 2021
Instrument	2021-0846846

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	38 E WHITNEY ST, CHULA VISTA, CA 91910-6130
Document Number	0000281476
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 E WHITNEY ST CHULA VISTA CA 919106130, CHULA VISTA, CA 91910-6130

Mortgage

Document Number	0000281476
Date	Jun 3, 2020
Instrument	281476

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 23, 2017
Property Address	38 E WHITNEY ST, CHULA VISTA, CA 91910-6130
Document Number	0000384254
Instrument Date	Jul 6, 2017
Instrument	384254
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 E WHITNEY ST CHULA VISTA CA 919106130, CHULA VISTA, CA 91910-6130

Mortgage

Document Number	384255
Date	Aug 23, 2017
Instrument	384255

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$898,415 (+2%) Land $473,914 Building $424,501
2025	$10,412.00 (+4.22%) Homeowner's exemption	$880,800 (+4.04%) Land $464,622 Building $416,178
2023	$9,990.00 (+2.96%)	$846,599 Land $446,581 Building $400,018
2022	$9,703.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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