38 E Vine St, Lancaster, PA 17602 Property Records

Lancaster County property record for 38 E Vine St, Lancaster, PA 17602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,100 sqft · built 1890
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Dec 2022)
Tax Bill	$8,597 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`333-41785-0-0000`

Property Details

APN / Parcel Number

Primary APN	`333-41785-0-0000`
Alternative APN	`33313K1D 9 8`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	2,932 sqft
1st Floor Area	790 sqft
Upper Floors Area	1,310 sqft
Basement Area	590 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1985
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	2,178 sqft (0.05 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	148 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 E VINE ST
City	LANCASTER
State	PA
Zip	17602-3549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	38 E VINE ST
Legal Subdivision	OLD TOWN LANCASTER
Legal Lot Number	8
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4002
Census Tract	900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster Historic District (Boundary Increase) listed 1983 · 58 contributing resources · NRIS 83004219

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 E Vine St is owned and occupied by two individuals who bought it in December 2022.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 E VINE ST, LANCASTER, PA 17602-3549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit S & T BANK
Dec 19, 2022	Deed, Transfer · Conventional Mortgage PNC BANK NA
May 26, 2020	Loan Modification, Mortgage · Conventional Mortgage S & T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Prior Sale	Sep 2, 2014 · Amount on File
Deed Document Number	20226717317
Prior Transfer Date	Aug 28, 2014
Prior Transfer Doc	0006161637
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	38 E VINE ST, LANCASTER, PA 17602-3549
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E VINE ST, LANCASTER, PA 17602-3549

Mortgage

Document Number	0006636917
Date	Oct 7, 2021
Instrument	6636917

Lender

Name	S & T BANK
Type	Bank
Address	LANCASTER, PA 17601

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Dec 19, 2022
Property Address	38 E VINE ST, LANCASTER, PA 17602-3549
Document Number	0006717317
Map Reference	MB J-104 PG 75
Instrument Date	Dec 16, 2022
Instrument	6717317
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 E VINE ST, LANCASTER, PA 17602-3549
Investor	Possibly a Property Investor

Mortgage

Document Number	0006717318
Date	Dec 19, 2022
Instrument	6717318

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	Other
Margin	3
Max Rate	11.7%

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER PA
Property Address	38 E VINE ST, LANCASTER, PA 17602-3549
Document Number	0006526531
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	SELECT BUSN SERVICES, SELECT BUSN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E VINE ST LANCASTER PA 176023549, LANCASTER, PA 17602-3549

Mortgage

Document Number	0006526531
Date	Jun 11, 2020
Instrument	6526531

Lender

Name	S & T BK
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 10, 2045

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 38 E Vine St was $8,597 with a homeowner's exemption, up 1.1% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,000 Land $33,400 Building $181,600	$215,000 Land $33,400 Building $181,600
2025	$8,597.00 (+1.06%)
2024	$8,507.00	$215,000 Land $33,400 Building $181,600
2018			$215,000 Land $33,400 Building $181,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 E Vine St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 E Vine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,091 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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