38 E Mount Ave, Atlantic Highlands, NJ 07716 Property Records

Monmouth County and Atlantic Highlands Borough property record for 38 E Mount Ave, Atlantic Highlands, NJ 07716

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,680 sqft · built 1905
Lot Size	0.185 acres (8,037 sqft)
Owner	2 Individual Names on Record
Last Sale	$704,000 (Jul 2021)
Tax Bill	$11,432 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-00094-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`05-00094-0000-00021`
Alternative APNs	`050009400021` `01127009`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,680 sqft Living Area
1st Floor Area	1,218 sqft
Upper Floors Area	1,030 sqft
Basement Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gambrel
Roof Material	Other
Lot Area	8,037 sqft (0.185 acres)
Lot Dimensions	80 ft deep x 10 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	242 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	01127009
Street Address	38 E MOUNT AVE
City	ATLANTIC HIGHLANDS
State	NJ
Zip	07716-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	ATLANTIC HIGHLANDS
Legal Block	94
Legal Lot Number	21
Jurisdiction	MONMOUTH NJ
Township / Civil Division	ATLANTIC HIGHLANDS
Census Block Group	3
Census Block	3001
Census Tract	800200

Owner

Source: Monmouth County and Atlantic Highlands Borough records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 E MOUNT AVE, ATLANTIC HIGHLANDS, NJ 07716-1236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Nov 4, 2020	Deed with Mortgage, Transfer · Conventional with PMI ADVISORS MTG
Jan 27, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L
Sep 5, 2017	Grant Deed, Transfer NJ LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2021 · Amount on Record
Deed Sale	Jul 8, 2021 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	2021105010
Deed Book / Page	9525 / 7833
Prior Transfer Date	Jul 23, 2012
Prior Transfer Doc	0089639288
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 8, 2021
Property Address	38 E MOUNT AVE, ATLANTIC HIGHLANDS, NJ 07716-1236
Document Number	0095257833
Book / Page	9525 / 7833
Instrument Date	Jun 23, 2021
Instrument	2021105010
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,287.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 JOHNSON PL, 203, PORT MONMOUTH, NJ 07758-1657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E MOUNT AVE, ATLANTIC HIGHLANDS, NJ 07716-1236

Mortgage

Document Number	2021105011
Date	Jul 8, 2021
Instrument	2021105011

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

November 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 4, 2020
Property Address	38 E MOUNT AVE, ATLANTIC HIGHLANDS, NJ 07716-1236
Document Number	0000129632
Book / Page	009454 / 003372
Instrument Date	Oct 10, 2020
Instrument	129632
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	COMMONWEALTH TITLE MONMOUTH AGENCY, COMMONWEALTH TITLE MONMOUTH AG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 E MOUNT AVE ATLANTIC HIGHLANDS NJ 077161236, ATLANTIC HIGHLANDS, NJ 07716-1236

Mortgage

Document Number	129433
Date	Nov 4, 2020
Book Page	009454/003372
Instrument	129433

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	38 E MOUNT AVE, ATLANTIC HIGHLANDS, NJ 07716-1236
Document Number	0000017117
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	AMERICAN PREMIER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E MOUNT AVE ATLANTIC HIGHLANDS NJ 077161236, ATLANTIC HIGHLANDS, NJ 07716-1236

Mortgage

Document Number	0000017117
Date	Feb 13, 2020
Book Page	009396/009893
Instrument	17117

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 5, 2017
Property Address	38 E MOUNT AVE, ATLANTIC HIGHLANDS, NJ 07716-1236
Document Number	0000085529
Book / Page	009246 / 002147
Instrument Date	Aug 21, 2017
Instrument	85529
Transaction Type	Transfer
Record Updated	Oct 20, 2017
Title Company	RED BANK TITLE AGENCY INC, RED BK TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E MOUNT AVE ATLANTIC HIGHLANDS NJ 077161236, ATLANTIC HIGHLANDS, NJ 07716-1236

Mortgage

Document Number	85530
Date	Sep 5, 2017
Book Page	009246/002160
Instrument	85530

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

Source: Monmouth County and Atlantic Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
Municipality	Atlantic Highlands Borough
County	Monmouth County
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$785,100 (+5.07%) Land $465,000 Building $320,100	$785,100 (+5.07%) Land $465,000 Building $320,100
2025	$11,432.00 (+5.11%)	$747,200 (+17.76%) Land $430,000 Building $317,200	$747,200 (+17.76%) Land $430,000 Building $317,200
2024	$10,876.00 (+0.69%)
2023		$634,500 Land $273,000 Building $361,500	$634,500 Land $273,000 Building $361,500
2022	$10,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC HIGHLANDS WATER serves 4,385 people · EPA ID NJ1304001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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