38 E Midland Ave, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 38 E Midland Ave, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	2,240 sqft · built 1969
Lot Size	0.069 acres (3,001 sqft)
Owner	Individual Name on File
Tax Bill	$13,593 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-00204-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`07-00204-0000-00048`
Alternative APN	`070020400048`

Interior

Total Rooms	30 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	75 ft deep x 40 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38 E MIDLAND AVE
City	KEARNY
State	NJ
Zip	07032-4124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	JACK GROEN HOMES INC
Legal Block	204
Legal Lot Number	48
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	4
Census Block	4010
Census Tract	12700

Owner

38 E Midland Ave is owned and occupied by an individual who acquired it in January 2017.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	38 E MIDLAND AVE, KEARNY, NJ 07032-4124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Feb 20, 2018	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Jan 23, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017
Deed Sale	Jan 23, 2017
Deed Document Number	201710010190
Deed Book / Page	9174 / 343
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	38 E MIDLAND AVE, KEARNY, NJ 07032-4124
Document Number	0060012110
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E MIDLAND AVE KEARNY NJ 070324124, KEARNY, NJ 07032-4124

Mortgage

Document Number	0060012110
Date	Mar 20, 2020
Book Page	019581/000013
Instrument	60012110

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUDSON NJ
Recording Date	Feb 20, 2018
Property Address	38 E MIDLAND AVE, KEARNY, NJ 07032-4124
Document Number	0010019940
Book / Page	009283 / 000746
Instrument Date	Jan 23, 2018
Instrument	10019940
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	INTERSTATE FIRST TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E MIDLAND AVE KEARNY NJ 070324124, KEARNY, NJ 07032-4124

Mortgage

Document Number	60027740
Date	Feb 20, 2018
Book Page	019129/000073
Instrument	60027740

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2048

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HUDSON NJ
Recording Date	Jan 23, 2017
Property Address	38 E MIDLAND AVE, KEARNY, NJ 07032-4124
Document Number	0010010190
Book / Page	009174 / 000343
Instrument Date	Nov 28, 2016
Instrument	10010190
Transaction Type	Foreclosure
Record Updated	Mar 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8200 JAMES BRANCH DR MC LEAN VA 22101, MC LEAN, VA 22101

Tax Assessment & Valuation

The 2025 property tax bill for 38 E Midland Ave was $13,593, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,300 (-) Land $28,800 Building $96,500	$125,300 (-) Land $28,800 Building $96,500
2025	$13,593.00 (+1.34%)	$125,300 Land $28,800 Building $96,500	$125,300 Land $28,800 Building $96,500
2024	$13,413.00
2023		$125,300 Land $28,800 Building $96,500	$125,300 Land $28,800 Building $96,500
2022	$13,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 E Midland Ave in Zone X, an area of minimal flood risk, though there have been 154 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	154 (1978–2021)
Claims Outside the SFHA	124 of 154
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 23 claims Severe Storms And Flooding, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 38 E Midland Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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