Chautauqua County and Ripley Town property record for 38 E Main St, Ripley, NY 14775
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,920 sqft · built 1917 |
| Lot Size | 0.462 acres (20,130 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Jul 2018) |
| Tax Bill | $4,324 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Jul 2018 Sale |
| APN | 066200 241.09-1-34 |
| Primary APN | 066200 241.09-1-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 998 sqft |
| 2nd Floor Area | 922 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 20,130 sqft (0.462 acres) |
| Lot Dimensions | 305 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 281 sqft |
| Canopy | 260 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62100 |
|---|---|
| Street Address | 38 E MAIN ST |
| City | RIPLEY |
| State | NY |
| Zip | 14775-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | OLD APN: 066200 33-2-13 |
| Legal Block | 1 |
| Legal Lot Number | 34.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | RIPLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 36600 |
Source: Chautauqua County and Ripley Town records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 E MAIN ST, RIPLEY, NY 14775-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2018 | Deed of Trust, Mortgage COMMUNITY BANK & TRUST |
| Jul 10, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on Record |
| Deed Sale | Jul 10, 2018 · Amount on Record |
| Prior Sale | May 24, 2013 · Amount on Record |
| Deed Document Number | 20184321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 38 E MAIN ST, RIPLEY, NY 14775-9503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2018002986 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | MT2018002986 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Jul 10, 2018 |
| Property Address | 38 E MAIN ST, RIPLEY, NY 14775-9503 |
| Document Number | DE2018004321 |
| Instrument Date | Jul 9, 2018 |
| Instrument | DE2018004321 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6503 OLD STATE ST, RIPLEY, NY 14775-9760 |
Source: Chautauqua County and Ripley Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Ripley Town |
| Unified School District | Ripley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,324.00 | $126,000 (-) Land $7,400 Building $118,600 | $137,000 (+8.73%) Land $8,046 Building $128,954 |
| 2023 | $126,000 (+57.5%) Land $7,400 Building $118,600 | $126,000 (+43.33%) Land $7,400 Building $118,600 | |
| 2022 | $80,000 Land $7,300 Building $72,700 | $87,912 Land $8,022 Building $79,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIPLEY WATER DISTRICT serves 1,600 people · EPA ID NY0600372 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 7 ppb (2024) action level 15 ppb |
| Copper | 2.09 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Fidium Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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