38 E Locust Ave, Colonia, NJ 07067 Property Records

Middlesex County and Woodbridge Township property record for 38 E Locust Ave, Colonia, NJ 07067

Property Summary

Property TypeSingle Family Home
Details2,017 sqft · built 1956
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Last Sale$198,250 (Mar 2021)
Tax Bill$12,176 (2025)
Deeds & MortgagesJan 2022 Mortgage
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-00503-04-00004

Property Details

APN / Parcel Number

Primary APN25-00503-04-00004
Alternative APNs
  • 2500503000400004
  • 19047

Interior

Stories2 Stories
Building Area2,017 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage TypeAttached

Location & Zoning

Account Number19047
Street Address38 E LOCUST AVE
CityCOLONIA
StateNJ
Zip07067-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description75.0X110.0
Legal SubdivisionTAPPAN DEV CO
Legal Block503.4
Legal Lot Number4
JurisdictionMIDDLESEX NJ
Township / Civil DivisionWOODBRIDGE
Census Block Group2
Census Block2013
Census Tract2301

Owner

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 E LOCUST AVE, COLONIA, NJ 07067-1409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Mar 11, 2021Quit Claim Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 27, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Deed Document Number202134536
Deed Book / Page18333 / 752
Prior Transfer DateMay 14, 2020
Prior Transfer Doc0000034536
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address38 E LOCUST AVE, COLONIA, NJ 07067-1409
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title Company2020 TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004116
DateJan 10, 2022
Book Page18780/480
Instrument2022004116
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueOct 1, 2051

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIDDLESEX NJ
Recording DateMar 11, 2021
Property Address38 E LOCUST AVE, COLONIA, NJ 07067-1409
Document Number0000034536
Book / Page18333 / 752
Instrument DateMay 14, 2020
Instrument2021034536
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$924.95
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 E LOCUST AVE, COLONIA, NJ 07067-1409

Mortgage

Document Number0000034537
DateMar 11, 2021
Instrument2021034537
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueJun 1, 2050

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address38 E LOCUST AVE, COLONIA, NJ 07067-1409
Document Number0000104906
Instrument DateNov 27, 2018
Transaction TypeMortgage
Record UpdatedDec 28, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 E LOCUST AVE COLONIA NJ 070671409, COLONIA, NJ 07067-1409

Mortgage

Document Number0000104906
DateDec 10, 2018
Book Page017370/001691
Instrument104906
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 9, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionWoodbridge Township
Unified School DistrictWoodbridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$97,400 (-) Land $25,600 Building $71,800$97,400 (-) Land $25,600 Building $71,800
2025$12,176.00 (+3.32%)$97,400 (-) Land $25,600 Building $71,800$97,400 (-) Land $25,600 Building $71,800
2024$11,785.00 (+4.82%)
2023$97,400 Land $25,600 Building $71,800$97,400 Land $25,600 Building $71,800
2022$11,243.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1982–2021)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLESEX WATER COMPANY
private · serves 233,376 people · EPA ID NJ1225001
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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