38 E Iris Ln, Defuniak Springs, FL 32433 Property Records

Walton County property record for 38 E Iris Ln, Defuniak Springs, FL 32433

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,379 sqft · built 2007
Lot Size0.228 acres (9,975 sqft)
OwnerIndividual Name on File
Last Sale$127,000 (Mar 2016)
Tax Bill$678 (2024)
Deeds & MortgagesJan 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN17-3N-20-28080-043-0020

Property Details

APN / Parcel Number

Primary APN17-3N-20-28080-043-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,379 sqft Living Area
Gross Area1,841 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,975 sqft (0.228 acres)
Lot Dimensions12.5 ft deep x 8 ft wide
Garage TypeFinished

Exterior Amenities

PorchPorch
Porch Area268 sqft
Deck AreaDeck Area
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address38 E IRIS LN
CityDEFUNIAK SPRINGS
StateFL
Zip32433-8805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWN/RNG/MER:SEC 17 TWN 03N RNG 020
Legal Range20W
Legal Township03N
Legal Section17
Legal SubdivisionOAKWOOD HILLS UNIT 03
Legal Block43
Legal Lot Number2
JurisdictionWALTON FL
Township / Civil DivisionPAXTON-DARLINGTON
Census Block Group2
Census Block2078
Census Tract950103

Owner

38 E Iris Ln is owned and occupied by an individual who bought it in March 2016.

Source: Walton County records, as of December 17, 2025

Owner of RecordIndividual Name on File
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2016 · Amount on File
Deed SaleMar 30, 2016 · Amount on File
Deed Document Number2016000009578
Deed Book / Page3005 / 3385
Record UpdatedJun 8, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address38 E IRIS LN, DEFUNIAK SPRINGS, FL 32433-8805
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 E IRIS LN, DEFUNIAK SPRINGS, FL 32433-8805

Mortgage

Document Number0033461188
DateJan 2, 2025
Book Page3346/1188
Instrument20250000099
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term327 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$168,971 Land $11,250 Building $157,721$168,971 Land $11,250 Building $157,721
2024$678.00 (+18.12%)
2023$574.00 (+1.95%) Homeowner's exemption$168,873 (+9.75%) Land $7,500 Building $161,373$168,873 (+9.75%) Land $7,500 Building $161,373
2022$563.00 Homeowner's exemption$153,865 Land $7,530 Building $146,335$153,865 Land $7,530 Building $146,335

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 E Iris Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 E Iris Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOSSY HEAD WATER WORKS, INC.
private · serves 4,386 people · EPA ID FL1660803
Water SourceGroundwater
Last State InspectionOct 2025
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wildstar Networks
Fixed Wireless
200 / 50

May also be available: Verizon.

Nearby Properties on E Iris Ln

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