38 E Hawthorne Ct, Lake Bluff, IL 60044 Property Records

Lake County property record for 38 E Hawthorne Ct, Lake Bluff, IL 60044

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,906 sqft · built 1956
Lot Size0.231 acres (10,080 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Feb 2019)
Tax Bill$14,595 (2024)
Deeds & MortgagesSep 2020 Mortgage
Jan 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-21-304-029

Property Details

APN / Parcel Number

Primary APN12-21-304-029

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,906 sqft Living Area
Gross Area2,927 sqft
1st Floor Area1,294 sqft
Upper Floors Area612 sqft
Basement Area1,021 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,080 sqft (0.231 acres)
Parking Spaces1 Parking Space
Patio Area206 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address38 E HAWTHORNE CT
CityLAKE BLUFF
StateIL
Zip60044-2710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF GOLDMANS SHERIDAN RD SUB LOT 10
Legal SubdivisionVILLAGE OF LAKE BLUFF GOLDMANS SHERIDAN
Legal Lot Number10
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group1
Census Block1021
Census Tract863300

Owner

38 E Hawthorne Ct is owned and occupied by two individuals who bought it in February 2019.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address38 E HAWTHORNE CT, LAKE BLUFF, IL 60044-2710
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 3, 2020Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK
Feb 25, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2019 · Amount on File
Deed SaleFeb 25, 2019 · Amount on File
Prior SaleDec 7, 2012 · Amount on File
Deed Document Number20197545149
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address38 E HAWTHORNE CT, LAKE BLUFF, IL 60044-2710
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007698893
DateSep 25, 2020
Instrument7698893
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IL
Property Address38 E HAWTHORNE CT, LAKE BLUFF, IL 60044-2710
Document Number0007624794
Instrument DateJan 3, 2020
Transaction TypeMortgage
Record UpdatedFeb 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address38 E HAWTHORNE CT LAKE BLUFF IL 600442710, LAKE BLUFF, IL 60044-2710

Mortgage

Document Number0007624794
DateJan 15, 2020
Instrument7624794
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount on Record

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateFeb 25, 2019
Property Address38 E HAWTHORNE CT, LAKE BLUFF, IL 60044-2710
Document Number0007545149
Map ReferenceDOC240962
Instrument DateFeb 15, 2019
Instrument7545149
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyPROPER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address38 E HAWTHORNE CT, LAKE BLUFF, IL 60044-2710

Mortgage

Document Number0007545150
DateFeb 25, 2019
Instrument7545150
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$220,111 Land $129,034 Building $91,077$660,399 Land $387,141 Building $273,258
2024$14,595.00 (+13%)
2023$12,916.00 (+3.59%)$189,801 (+3.95%) Land $111,266 Building $78,535$569,460 (+3.95%) Land $333,831 Building $235,629
2022$12,468.00$182,593 Land $107,041 Building $75,552$547,834 Land $321,155 Building $226,679

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 E Hawthorne Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1979–2018)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 E Hawthorne Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE BLUFF
serves 5,600 people · EPA ID IL0970750
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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