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38 E Garfield St, Merrick, NY 11566 Property Records

Nassau County and Hempstead Town property record for 38 E Garfield St, Merrick, NY 11566

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,111 sqft · built 1936
Lot Size0.31 acres (13,499 sqft)
Owner2 Individual Names on Record
Last Sale$620,000 (Jul 2007)
Tax Bill$19,490 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN56-073-00-0034

Property Details

APN / Parcel Number

Primary APN56-073-00-0034
Alternative APNs
  • 2089-56-073-00-0034-0
  • 56073000034000000000
  • 282089 56.-73-34
  • 56073 00340

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area3,111 sqft Living Area
Gross Area3,159 sqft
1st Floor Area572 sqft
AtticAttic
Attic Area380 sqft
Basement Area48 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialOther
Lot Area13,499 sqft (0.31 acres)
Lot Dimensions100 ft deep x 110 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area648 sqft
PorchOpen Frame Porch
Porch Area374 sqft
Patio Area68 sqft
Balcony Area34 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number56073 00340
Street Address38 E GARFIELD ST
CityMERRICK
StateNY
Zip11566-2715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description34-35
Legal Block73
Legal Lot Number34-35
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group1
Census Block1007
Census Tract415201

Owner

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 E GARFIELD ST, MERRICK, NY 11566-2715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE
Oct 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
ISLAND FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2007 · Amount on Record
Deed SaleJul 26, 2007 · Amount on Record
Deed Book / Page12293 / 882
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address38 E GARFIELD ST, MERRICK, NY 11566-2715
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0451250045
DateMar 15, 2021
Book Page45125/45
Instrument2021-032511
Lender
NameNATIONSTAR MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2041
Interest
Rate TypeFixed Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address38 E GARFIELD ST, MERRICK, NY 11566-2715
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0431250325
DateOct 26, 2018
Book Page43125/325
Instrument2018-096301
Lender
NameISLAND FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Secondary School DistrictBellmore-Merrick Central High School District (07 - 12)
Elementary School DistrictNorth Merrick Union Free School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$690 (-4.03%) Land $297 Building $393$690,000 (-4.03%)
2025$19,490.00 (+13.51%)
2023$17,171.00 Additional exemption filed$719 Land $310 Building $409$719,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims11 (1978–2023)
Claims Outside the SFHA6 of 11
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - MERRICK
private · serves 135,000 people · EPA ID NY2902840
Water SourceGroundwater
Last State InspectionJul 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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