38 E Franklin St, Hagerstown, MD 21740 Property Records

Washington County property record for 38 E Franklin St, Hagerstown, MD 21740

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details3,990 sqft · built 1880
Lot Size0.226 acres (9,840 sqft)
Owner2 Company Names on Record
Last Sale$440,000 (May 2011)
Tax Bill$1,492 (2026)
Deeds & MortgagesDec 2025 Mortgage
Oct 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN22-000578

Property Details

APN / Parcel Number

Primary APN22-000578
Alternative APN
  • 000578

Interior

Units4 Units
Stories3 Stories
Building Area3,990 sqft Total Area
1st Floor Area3,990 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Construction TypeBrick
Fire ResistanceMasonry Walls, Wood Interior
Lot Area9,840 sqft (0.226 acres)
Lot Dimensions240 ft deep x 41 ft wide
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
SewerConnected

Location & Zoning

Account Number000578
Street Address38 E FRANKLIN ST
CityHAGERSTOWN
StateMD
Zip21740-4936
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeCCMU
Legal DescriptionLOT 41X240 38 E FRANKLIN ST
Legal Lot Number38
JurisdictionWASHINGTON MD
Township / Civil Division22, HAGERSTOWN
Census Block Group1
Census Block1016
Census Tract500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hagerstown Historic District
listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address19813 LEITERSBURG PIKE, HAGERSTOWN, MD 21742-1445
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed of Trust, Mortgage
FREE STATE VENTURES INC
Oct 21, 2021Deed of Trust, Mortgage · Commercial Mortgage
BANK OF CLARKE COUNTY
Jul 9, 2019Warranty Deed, Transfer
PREMIER SETTLEMENTS INC
Apr 6, 2017Warranty Deed, Transfer
Apr 6, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2011 · Amount on Record
Deed SaleMay 12, 2011 · Amount on Record
Prior SaleJan 4, 2011 · Amount on Record
Deed Document Number20114088/0053
Deed Book / Page4088 / 53
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address38 E FRANKLIN ST, HAGERSTOWN, MD 21740-4936
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078220309
DateDec 12, 2025
Book Page7822/309
Lender
NameFREE STATE VENTURES INC
TypeNon-Lending Institution
AddressHAGERSTOWN, MD 21742
Agreement
AmountAmount Recorded
Term348 Months
DueDec 12, 2054

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address38 E FRANKLIN ST, HAGERSTOWN, MD 21740-4936
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address19813 LEITERSBURG PIKE 306, 306, HAGERSTOWN, MD 21742-1445

Mortgage

Document Number0068010443
DateOct 21, 2021
Book Page6801/443
Lender
NameBANK OF CLARKE COUNTY
TypeBank
AddressWINCHESTER, VA 22601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON MD
Recording DateJul 9, 2019
Property Address38 E FRANKLIN ST, HAGERSTOWN, MD 21740-4936
Document Number0060140281
Book / Page006014 / 000281
Instrument DateJul 8, 2019
Transaction TypeTransfer
Record UpdatedJul 23, 2019
Title CompanyPREMIER SETTLEMENTS INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address19813 LEITERSBURG PIKE #306 HAGERSTOWN MD 217421445, 306, HAGERSTOWN, MD 21742-1445

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON MD
Recording DateApr 6, 2017
Property Address38 E FRANKLIN ST, HAGERSTOWN, MD 21740-4936
Document Number0054770180
Book / Page005477 / 000180
Instrument DateDec 23, 2016
Transaction TypeTransfer
Record UpdatedNov 3, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address19831 LEITERSBURG PIKE HAGERSTOWN MD 21742, HAGERSTOWN, MD 21742

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON MD
Recording DateApr 6, 2017
Property Address38 E FRANKLIN ST, HAGERSTOWN, MD 21740-4936
Document Number0054770174
Book / Page005477 / 000174
Instrument DateDec 23, 2016
Transaction TypeTransfer
Record UpdatedOct 20, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address19831 LEITERSBURG PIKE #306 HAGERSTOWN MD 21742, 306, HAGERSTOWN, MD 21742

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityHagerstown City
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,492.00 (+40.36%)$163,767 (+40.33%)$257,900 (+120.99%) Land $54,800 Building $203,100
2025$1,063.00 (-0.28%)$116,700 (+0.11%) Land $54,800 Building $61,900$116,700 (-) Land $54,800 Building $61,900
2023$1,066.00$116,567$116,700 Land $54,800 Building $61,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

Nearby Properties on E Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number