38 E Diamond Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 38 E Diamond Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,433 sqft · built 1988
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Jul 2022)
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Jul 2022 Sale May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7034-00340-0040`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7034-00340-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	1,433 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	400 sqft
Pool Area	450 sqft
Deck Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38 E DIAMOND DR
City	PALM COAST
State	FL
Zip	32164-6132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 34 BL 34 LT 4 OR 329 PG 115 OR 342 PG 363 OR 561 PG 1124 OR 660 PG 939
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	34
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1049
Census Tract	60218

Owner

Source: Flagler County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	55 E GRANADA BLVD, 2764, ORMOND BEACH, FL 32175-7061
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer TITLE CHAIN INC
May 29, 2020	Deed of Trust, Mortgage · Conventional with PMI SPACE COAST CU
Jan 5, 2018	Deed of Trust, Mortgage · Conventional with PMI SPACE COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Jul 13, 1999 · Amount on Record
Deed Document Number	202237239
Deed Book / Page	2707 / 1112
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 19, 2022
Property Address	38 E DIAMOND DR, PALM COAST, FL 32164-6132
Document Number	0027071112
Book / Page	2707 / 1112
Map Reference	MB 11 PG 31
Instrument Date	Jul 7, 2022
Instrument	2022037239
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	TITLE CHAIN INC

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3808 OLD PINE RD, 3808, VALDOSTA, GA 31605-6606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 E GRANADA BLVD UNIT 2764, 2764, ORMOND BEACH, FL 32175-7061

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	38 E DIAMOND DR, PALM COAST, FL 32164-6132
Document Number	0024480475
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 E DIAMOND DR PALM COAST FL 321646132, PALM COAST, FL 32164-6132

Mortgage

Document Number	0024480475
Date	Jun 9, 2020
Book Page	002448/000475
Instrument	21307

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	38 E DIAMOND DR, PALM COAST, FL 32164-6132
Document Number	0022521653
Book / Page	002252 / 001653
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 E DIAMOND DR PALM COAST FL 321646132, PALM COAST, FL 32164-6132

Mortgage

Document Number	0022521653
Date	Jan 12, 2018
Book Page	002252/001653
Instrument	1388

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,505.00 (+2.5%)	$247,921 (+4.5%) Land $65,500 Building $182,421	$247,921 (+4.5%) Land $65,500 Building $182,421
2023	$4,395.00 (+775.5%)	$237,247 (+130.01%) Land $57,500 Building $179,747	$237,247 (+8.26%) Land $57,500 Building $179,747
2022	$502.00 Homeowner's exemption Additional exemption filed	$103,148	$219,155 Land $59,500 Building $159,655

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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