38 E Bridge St, #44, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 38 E Bridge St, #44, Oswego, NY 13126

Property Summary

Property Type	Bank, Financial Building
Details	19,236 sqft · built 1954
Lot Size	0.42 acres (18,295 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Jun 2004)
Tax Bill	$20,626 (2025)
Flood Zone	Zone X (minimal risk)
APN	`351200 128.55-04-03`

Property Details

APN / Parcel Number

Primary APN	`351200 128.55-04-03`
Alternative APNs	`120012805500040030000000` `0509 M`

Interior

Stories	3 Stories
Building Area	19,236 sqft Gross Area
Basement Area	6,412 sqft
Finished Basement	6,412 sqft
Elevator	Elevator

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	198 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Partial
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0509 M
Street Address	38 E BRIDGE ST, 44
City	OSWEGO
State	NY
Zip	13126-2117
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	TB
Legal Description	B 100, L 55-56 102-016-000
Legal Block	4
Legal Lot Number	3.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3016
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	214 W 1ST ST, OSWEGO, NY 13126-2550
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2004 · Amount on Record
Deed Sale	Jun 30, 2004 · Amount on Record
Deed Book / Page	2004 / 8882
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,626.00 (-42.93%)	$1,100,000 (+71.07%) Land $136,600 Building $963,400	$1,100,000 (+41.99%) Land $136,600 Building $963,400
2024	$36,142.00
2023		$643,000 Land $113,850 Building $529,150	$774,699 Land $137,169 Building $637,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20