Newport City property record for 38 E Bowery St, Newport, RI 02840
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,049 sqft · built 1870 |
| Lot Size | 0.109 acres (4,748 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jul 2022) |
| Tax Bill | $7,355 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R06320 |
| Primary APN | R06320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,049 sqft Living Area |
| Gross Area | 3,268 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 4,748 sqft (0.109 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | R06320 |
|---|---|
| Street Address | 38 E BOWERY ST |
| City | NEWPORT |
| State | RI |
| Zip | 02840-3562 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R10 |
| Legal Block | 12 |
| Jurisdiction | NEWPORT RI |
| Township / Civil Division | NEWPORT |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 40800 |
38 E Bowery St, a duplex, is owned and occupied by two individuals who bought it in July 2022.
Source: Newport City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 E BOWERY ST, NEWPORT, RI 02840-3562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK |
| Mar 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on File |
| Deed Sale | Jul 6, 2022 · Amount on File |
| Deed Book / Page | 3098 / 157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEWPORT RI |
| Recording Date | Jul 6, 2022 |
| Property Address | 38 E BOWERY ST, NEWPORT, RI 02840-3562 |
| Document Number | 003098-157 |
| Book / Page | 3098 / 157 |
| Instrument Date | Jul 5, 2022 |
| Instrument | 143735 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 E BOWERY ST, NEWPORT, RI 02840-3562 |
| Document Number | 0000143736 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 143736 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWPORT RI |
| Property Address | 38 E BOWERY ST, NEWPORT, RI 02840-3562 |
| Document Number | 2733-263 |
| Instrument Date | Mar 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 38 E BOWERY ST NEWPORT RI 028403562, NEWPORT, RI 02840-3562 |
| Document Number | 2733-263 |
|---|---|
| Date | Mar 19, 2018 |
| Book Page | 002733/000263 |
| Instrument | 116245 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 18, 2048 |
The 2025 property tax bill for 38 E Bowery St was $7,355.
Source: Newport City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Newport City |
| Unified School District | Newport School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,355.00 | $846,500 Land $416,100 Building $430,400 | $1,046,115 |
| 2023 | $4,951.00 (+3.23%) | $499,100 (-) Land $272,000 Building $227,100 | |
| 2022 | $4,796.00 | $499,100 Land $272,000 Building $227,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 E Bowery St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 E Bowery St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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