38 E Aldea St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 38 E Aldea St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 984 sqft · built 1948
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$110,000 (Aug 1999)
Tax Bill$4,674 (2026)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone AE (high risk)
APNC00920

Property Details

APN / Parcel Number

Primary APNC00920
Alternative APNs
  • LOWE M:72 B:1925 L:38
  • M:000072 T:C00920

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area984 sqft Living Area
Gross Area1,008 sqft
1st Floor Area984 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSpace Heater
Heating FuelOil

Location & Zoning

Account NumberC00920
Street Address38 E ALDEA ST
CityLOWELL
StateMA
Zip01851-1618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal SubdivisionGERRIOR SQUARE
Legal Block1925
Legal Lot Number38
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1004
Census Tract311400

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address38 E ALDEA ST, LOWELL, MA 01851-1618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 1999 · Amount on Record
Deed SaleAug 31, 1999 · Amount on Record
Prior SaleSep 30, 1992 · Amount on Record
Deed Book / Page175 / 97
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address38 E ALDEA ST, LOWELL, MA 01851-1618
Document Number0000299846
Instrument DateMar 18, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address38 E ALDEA ST LOWELL MA 018511618, LOWELL, MA 01851-1618

Mortgage

Document Number0000299846
DateMar 22, 2019
Instrument299846
Lender
NameNORTHMARK BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 21, 2049

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,674.00 (+2.82%)$411,800 (+3.99%) Land $201,200 Building $210,600$434,306 (+29.33%)
2025$4,546.00 (+3.15%)$396,000 (+7.03%) Land $188,000 Building $208,000$335,825 (+2.17%)
2024$4,407.00 (+5.58%)$370,000 (+10.09%) Land $175,700 Building $194,300$328,700
2023$4,174.00$336,100 Land $152,800 Building $183,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1978–2006)
Claims Outside the SFHA2 of 5
Most Recent ClaimMay 2006 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

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