Frederick County property record for 38 E 7th St, Frederick, MD 21701 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1915 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 2,557 sqft (0.059 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2023) |
| Tax Bill | $5,507.00 (2024) |
| Primary APN | 02-051877 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,296 sqft Living Area |
| 1st Floor | 656 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Townhouse Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 2,557 sqft (0.059 acres) |
| Depth X Width | 165 ft x 2 ft Depth x Width |
| Porch | Open Porch |
| Porch Area | 188 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 051877 |
|---|---|
| Street Address | 38 E 7TH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5224 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 15 1/2 X 165 38 E. 7TH ST. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 15,38 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 750100 |
Source: Frederick County records · APN 02-051877
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 E 7TH ST, FREDERICK, MD 21701-5224 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 31, 2023 | Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2023 · Amount on Record |
| Deed Sale | Jan 31, 2023 · Amount on Record |
| Prior Sale | Oct 27, 2015 · Amount on Record |
| Deed Book / Page | 16314 / 491 |
| Prior Transfer Date | May 02, 2006 |
| Prior Transfer Doc | 0060130353 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 31, 2023 |
| Property Address | 38 E 7TH ST, FREDERICK, MD 21701-5224 |
| Document Number | 0163140491 |
| Book / Page | 16314 / 491 |
| Instrument Date | Dec 15, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | NOT AVAILABLE, FRIENDS TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 E 7TH ST, FREDERICK, MD 21701-5224 |
| Document Number | 0016314496 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | 16314/496 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 38 E 7TH ST, FREDERICK, MD 21701-5224 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CHOICE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0138550056 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 13855/56 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $321,500 (+19.15%) Land $122,700 Building $198,800 | $321,500 (-) Land $122,700 Building $198,800 | |
| 2024 | $5,507.00 (+11.52%) | ||
| 2023 | $4,938.00 | $269,833 | $321,500 Land $122,700 Building $198,800 |
38 E 7th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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