Monmouth County and Howell Township property record for 38 E 2nd St, Howell, NJ 07731 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,816 sqft · built 1989 |
| Lot Size | 0.459 acres (19,998 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,042 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00126-0000-00001 |
| Primary APN | 21-00126-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,816 sqft |
| Attic | Attic |
| Attic Area | 490 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,998 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Patio Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 051270 |
|---|---|
| Street Address | 38 E 2ND ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-8586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HOWELL |
| Legal Block | 126 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 811200 |
Source: Monmouth County and Howell Township records · APN 21-00126-0000-00001
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 E 2ND ST, HOWELL, NJ 07731-8586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK |
| Sep 08, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2021 |
| Deed Sale | Sep 08, 2021 |
| Deed Document Number | 2021134916 |
| Deed Book / Page | 9541 / 5568 |
| Prior Transfer Date | Jul 23, 2021 |
| Prior Transfer Doc | 0095415568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jun 11, 2026 |
| Property Address | 38 E 2ND ST, HOWELL, NJ 07731-8586 |
| Document Number | 0000047539 |
| Book / Page | 9797 / 5081 |
| Instrument Date | May 22, 2026 |
| Instrument | 202647539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 38 E 2ND ST, HOWELL, NJ 07731-8586 |
| Document Number | 0000047539, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 9797/5081 |
| Instrument | 202647539 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 08, 2021 |
| Property Address | 38 E 2ND ST, HOWELL, NJ 07731-8586 |
| Document Number | 0095415568 |
| Book / Page | 9541 / 5568 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021134916 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | NOT AVAILABLE, FIT AGENCY LLC FIRST IN TTL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 E 2ND ST, HOWELL, NJ 07731-8586 |
| Document Number | 2021134917 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021134917 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 01, 2036 |
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,900 (+6.08%) Land $273,000 Building $223,900 | $496,900 (+6.08%) Land $273,000 Building $223,900 | |
| 2025 | $8,042.00 (+4.39%) | $468,400 (+19.03%) Land $228,000 Building $240,400 | $468,400 (+19.03%) Land $228,000 Building $240,400 |
| 2024 | $7,704.00 (+2.8%) | ||
| 2023 | $393,500 Land $163,000 Building $230,500 | $393,500 Land $163,000 Building $230,500 | |
| 2022 | $7,494.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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