Frederick County property record for 38 E 2nd St, Frederick, MD 21701 · Last verified September 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 5 Baths |
| Year Built | Built 1861 |
| Square Footage | 5,840 sqft Total Area |
| Lot Size | 4,920 sqft (0.112 acres) |
| Garage | Detached, 770 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $1,195,000 (2021) |
| Tax Bill | $18,508.00 (2023) |
| Primary APN | 02-038870 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 5,840 sqft Total Area |
| Gross Area | 5,624 sqft Gross Area |
| 1st Floor | 1,976 sqft 1st Floor |
| Stories | 3 Stories |
| Year Built | Built 1861 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Roof Material | Metal Roof |
| Lot Area | 4,920 sqft (0.112 acres) |
| Depth X Width | 164 ft x 30 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 770 sqft Garage |
| Patio Area | 200 sqft Patio |
| Porch | Open Porch |
| Porch Area | 306 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Radiant Heating |
| Sewage | Sewage Connected |
| Account Number | 038870 |
|---|---|
| Old Parcel Number | 2038870 |
| Street Address | 38 E 2ND ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5303 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 30X164 38 E 2ND ST FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 38 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 750200 |
Source: Frederick County records · APN 02-038870
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 38 E 2ND ST, FREDERICK, MD 21701-5303 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Aug 12, 2021 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2021 · Amount on Record |
| Deed Sale | Aug 12, 2021 · Amount on Record |
| Prior Sale | Mar 02, 2007 · Amount on Record |
| Deed Doc Number | 0001518910 |
| Deed Book / Page | 15189 / 10 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 38 E 2ND ST, FREDERICK, MD 21701-5303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 38 E 2ND ST, FREDERICK, MD 21701-5303 |
| Document Number | 0146520500 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 14652/500 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 38 E 2ND ST, FREDERICK, MD 21701-5303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 38 E 2ND ST, FREDERICK, MD 21701-5303 |
| Document Number | 0151230048 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 15123/48 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 12, 2021 |
| Property Address | 38 E 2ND ST, FREDERICK, MD 21701-5303 |
| Document Number | 0151890010 |
| Book / Page | 15189 / 10 |
| Instrument Date | Aug 05, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 38 E 2ND ST, FREDERICK, MD 21701-5303 |
| Document Number | 1518916 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 15189/16 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $18,508.00 | $1,108,000 | $1,378,000 Land $177,300 Building $1,200,700 |
38 E 2nd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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