38 E 21st St, Holland, MI 49423 Property Records

Ottawa County property record for 38 E 21st St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 904 sqft · built 1911
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2023)
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-254-008`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-254-008`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	904 sqft Living Area
1st Floor Area	904 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	126 ft deep x 43.6 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38 E 21ST ST
City	HOLLAND
State	MI
Zip	49423-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 7, BLK 4 PROSPECT PARK ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	PROSPECT PARK ADD
Legal Block	4
Legal Lot Number	7
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3016
Census Tract	25800

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	38 E 21ST ST, HOLLAND, MI 49423-4806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Nov 17, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit ADVENTURE CU
Apr 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Apr 19, 2011 · Amount on File
Deed Document Number	202329586
Prior Transfer Date	Mar 31, 2011
Prior Transfer Doc	20110014899
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Jun 2, 2026
Property Address	38 E 21ST ST, HOLLAND, MI 49423-4806
Document Number	0000016358
Instrument Date	May 21, 2026
Instrument	202616358
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E 21ST ST, HOLLAND, MI 49423-4806

Mortgage

Document Number	0000016358,
Date	Jun 2, 2026
Instrument	202616358

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 17, 2023
Property Address	38 E 21ST ST, HOLLAND, MI 49423-4806
Document Number	20230029586
Map Reference	LB 4 PG 32
Instrument Date	Nov 13, 2023
Instrument	2023-0029586
Transaction Type	Transfer
Record Updated	Dec 1, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4377 KUIPER CT SW, GRANDVILLE, MI 49418-8723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 E 21ST ST, HOLLAND, MI 49423-4806

Mortgage

Document Number	20230029587
Date	Nov 17, 2023
Instrument	2023-0029587

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	38 E 21ST ST, HOLLAND, MI 49423-4806
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170007956
Date	Mar 6, 2017
Instrument	2017-0007956

Lender

Name	ADVENTURE CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49548

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	38 E 21ST ST, HOLLAND, MI 49423-4806
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170012475
Date	Apr 11, 2017
Instrument	2017-0012475

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,300 (+9.22%)	$234,600 (+9.22%)
2025	$4,288.00 (+43.56%) Homeowner's exemption	$107,400 (+24.31%)	$214,800 (+24.31%)
2023		$86,400	$172,800
2022	$2,987.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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