38 E 20th St, Paterson, NJ 07513 Property Records

Passaic County and Paterson City property record for 38 E 20th St, Paterson, NJ 07513

Property Summary

Property Type	Single Family Home
Details	1,520 sqft
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Jun 2019)
Tax Bill	$13,748 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-08901-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`08-08901-0000-00012`
Alternative APN	`08L1508000000023`

Interior

Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft

Exterior

Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	08L1508000000023
Street Address	38 E 20TH ST
City	PATERSON
State	NJ
Zip	07513-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	8901
Legal Lot Number	12
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	3
Census Block	3003
Census Tract	182701

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 E 20TH ST, PATERSON, NJ 07513-1526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jul 31, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 20, 2019	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Apr 8, 2008
Deed Document Number	201926615
Deed Book / Page	3601 / 192
Prior Transfer Date	Apr 1, 2008
Prior Transfer Doc	0000021419
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 E 20TH ST, PATERSON, NJ 07513-1526
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E 20TH ST, PATERSON, NJ 07513-1526

Mortgage

Document Number	0000008969
Date	Mar 18, 2024
Book Page	M18844/199
Instrument	2024008969

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Jul 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 E 20TH ST, PATERSON, NJ 07513-1526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 E 20TH ST, PATERSON, NJ 07513-1526

Mortgage

Document Number	0000034572
Date	Jul 31, 2020
Book Page	M16305/30
Instrument	2020034572

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jul 1, 2049

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 20, 2019
Property Address	38 E 20TH ST, PATERSON, NJ 07513-1526
Document Number	0000026615
Book / Page	D3601 / 0192
Instrument Date	May 29, 2019
Instrument	2019026615
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	TITLE AGENCY OF NJ INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,004.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19405 QUINLAN ST, 19405, ORLANDO, FL 32833-5411

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	38 EAST 20TH STREET, PATERSON MY 7513

Mortgage

Document Number	0000026616
Date	Jun 21, 2019
Book Page	M15570/0219
Instrument	2019026616

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,800 (+114.12%) Land $218,300 Building $333,500	$551,800 (+114.12%) Land $218,300 Building $333,500
2025	$13,748.00 (+4.71%)	$257,700 (-) Land $46,400 Building $211,300	$257,700 (-) Land $46,400 Building $211,300
2024	$13,130.00 (+9.76%)
2023		$257,700 Land $46,400 Building $211,300	$257,700 Land $46,400 Building $211,300
2022	$11,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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