38 Dunlap St, Salem, MA 01970 Property Records

Essex County and Salem City property record for 38 Dunlap St, Salem, MA 01970

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,461 sqft · built 1940
Lot Size	0.105 acres (4,565 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Oct 2019)
Tax Bill	$5,536 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SALE M:26 L:0243`

Property Details

APN / Parcel Number

Primary APN	`SALE M:26 L:0243`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,461 sqft Living Area
Gross Area	2,980 sqft
Basement Area	729 sqft
Unfinished Basement	729 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,565 sqft (0.105 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 DUNLAP ST
City	SALEM
State	MA
Zip	01970-2364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	243
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4007
Census Tract	204600

Owner

Source: Essex County and Salem City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 DUNLAP ST, SALEM, MA 01970-2364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 22, 2019	Quit Claim Deed, Transfer · FHA Mortgage ROCKLAND TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Prior Sale	Jul 20, 2012 · Amount on Record
Deed Book / Page	37954 / 92
Transfer Doc	2299000437
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	38 DUNLAP ST, SALEM, MA 01970-2364
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040780-261
Date	Mar 10, 2022
Book Page	40780/261
Instrument	20220310000250

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Oct 22, 2019
Property Address	38 DUNLAP ST, SALEM, MA 01970-2364
Document Number	37954-92
Book / Page	037954 / 000092
Instrument Date	Oct 16, 2019
Instrument	1022000830
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 DUNLAP ST SALEM MA 019702364, SALEM, MA 01970-2364

Mortgage

Document Number	37954-94
Date	Oct 22, 2019
Book Page	037954/000094
Instrument	1022000840

Lender

Name	ROCKLAND TR

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,536.00 (+3.17%)	$488,200 (+5.72%) Land $203,000 Building $285,200	$547,010
2024	$5,366.00 (+3.89%)	$461,800 (+11.84%) Land $192,900 Building $268,900
2023	$5,165.00	$412,900 Land $178,000 Building $234,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	28 units insured incl. 19 condo units
Nearby Flood Claims	16 (1991–2024)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, AT&T, Verizon.

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