38 Dunham Rd, Apt 302, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 38 Dunham Rd, Apt 302, Beverly, MA 01915

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,080 sqft · built 1988
Lot Size	1.68 acres (73,183 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2020)
Tax Bill	$4,396 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RHD`

Property Details

APN / Parcel Number

Primary APN	`RHD`
Alternative APNs	`BEVE M:0069 B:0001 L:0302` `9796`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	40 Units
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,183 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	9796
Street Address	38 DUNHAM RD, 302
City	BEVERLY
State	MA
Zip	01915-1894
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RHD
Legal Subdivision	DUNHAM CASTLE CONDO PH 01
Legal Block	1
Legal Lot Number	302
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	1
Census Block	1012
Census Tract	217101

Owner

38 Dunham Rd, Apt 302 is owned and occupied by an individual who bought it in July 2020.

Source: Essex County and Beverly City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 DUNHAM RD, 302, BEVERLY, MA 01915-1894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE EQUITY PARTNERS LLC
Mar 7, 2018	Quit Claim Deed, Transfer DREW MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on File
Deed Sale	Jul 13, 2020 · Amount on File
Prior Sale	Mar 7, 2018 · Amount on File
Deed Book / Page	38706 / 95
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	38706-95
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Jul 13, 2020
Property Address	38 DUNHAM RD APT 302, 302, BEVERLY, MA 01915-1894
Document Number	38706-95
Book / Page	38706 / 95
Instrument Date	Jun 30, 2020
Instrument	20200713004120
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3B DUNHAM RD # 302, 302, BEVERLY, MA 01915

Mortgage

Document Number	200713004130
Date	Jul 13, 2020
Instrument	200713004130

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Mar 7, 2018
Property Address	38 DUNHAM RD APT 302, 302, BEVERLY, MA 01915-1894
Document Number	36574-108
Book / Page	36574 / 108
Instrument	180307003310
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.58
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 DUNHAM RD APT 302, 302, BEVERLY, MA 01915-1894

Mortgage

Document Number	365740111
Date	Mar 7, 2018
Instrument	36574/0111

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 38 Dunham Rd, Apt 302 was $4,396, up 2.6% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,396.00 (+2.64%)	$400,000 (+4.88%) Building $400,000	$404,795
2024	$4,283.00 (+7.32%)	$381,400 (+7.62%) Building $381,400
2023	$3,991.00	$354,400 Building $354,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Dunham Rd, Apt 302 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Dunham Rd, Apt 302 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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