Bristol City property record for 38 Duncan St, Bristol, CT 06010
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,816 sqft · built 1958 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,691 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BRIS M:46 L:82-0096431 |
| Primary APN | BRIS M:46 L:82-0096431 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 3,372 sqft |
| 1st Floor Area | 1,254 sqft |
| Basement Area | 390 sqft |
| Unfinished Basement | 390 sqft |
| Game Room | Game Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 96431 |
|---|---|
| Street Address | 38 DUNCAN ST |
| City | BRISTOL |
| State | CT |
| Zip | 06010-4821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Lot Number | 82 |
| Jurisdiction | BRISTOL CT |
| Township / Civil Division | BRISTOL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 405300 |
38 Duncan St is owned and occupied by two individuals.
Source: Bristol City records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 DUNCAN ST, BRISTOL, CT 06010-4821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2018 | Deed of Trust, Mortgage BANK OF AMERICA NA |
| Jun 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 38 DUNCAN ST, BRISTOL, CT 06010-4821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2086-1025 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 2086/1025 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 38 DUNCAN ST, BRISTOL, CT 06010-4821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2137-954 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 2137/954 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 38 Duncan St was $6,691.
Source: Bristol City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Bristol City |
| Unified School District | Bristol School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,691.00 | $198,240 Land $40,110 Building $158,130 | $138,768 Land $28,077 Building $110,691 |
| 2024 | $6,691.00 (+11.2%) | ||
| 2023 | $6,017.00 (+22.47%) | $198,240 (+54.75%) Land $40,110 Building $158,130 | |
| 2022 | $4,913.00 | $128,100 Land $32,550 Building $95,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Duncan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Duncan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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