38 Drummond St, Cincinnati, OH 45218 Property Records

Hamilton County property record for 38 Drummond St, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,591 sqft · built 1953
Lot Size	0.185 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$180,900 (Nov 2022)
Tax Bill	$4,576 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`597-0060-0117-00`

Property Details

APN / Parcel Number

Primary APN	`597-0060-0117-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,591 sqft Living Area
1st Floor Area	884 sqft
2nd Floor Area	884 sqft
Upper Floors Area	707 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	8,102 sqft (0.185 acres)
Lot Dimensions	138 ft deep x 60 ft wide
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38 DRUMMOND ST
City	CINCINNATI
State	OH
Zip	45218-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DRUMMOND ST 60 X 138.42 IRR LOT 9 DRUMMOND ST SUB
Legal Subdivision	DRUMMOND ST SUB
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	2
Census Block	2014
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greenhills Historic District listed 1989 · 732 contributing resources · NRIS 88003066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 DRUMMOND ST, CINCINNATI, OH 45218-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY
Jun 5, 2020	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Apr 22, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	2022-0108476
Deed Book / Page	14801 / 500
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 28, 2022
Property Address	38 DRUMMOND ST, CINCINNATI, OH 45218-1021
Document Number	0000108476
Book / Page	14801 / 500
Map Reference	MB 61 PG 51&52
Instrument Date	Nov 17, 2022
Instrument	2022-0108476
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$542.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 DRUMMOND ST, CINCINNATI, OH 45218-1021

Mortgage

Document Number	0000108477
Date	Nov 28, 2022
Instrument	2022-0108477

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	38 DRUMMOND ST, CINCINNATI, OH 45218-1021
Document Number	0000055284
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 DRUMMOND ST CINCINNATI OH 452181021, CINCINNATI, OH 45218-1021

Mortgage

Document Number	0000055284
Date	Jun 11, 2020
Book Page	014187/002432
Instrument	55284

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 22, 2019
Property Address	38 DRUMMOND ST, CINCINNATI, OH 45218-1021
Document Number	0000030055
Book / Page	013901 / 000681
Instrument Date	Apr 5, 2019
Instrument	30055
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	AMERICAN HOMELAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 DRUMMOND ST CINCINNATI OH 452181021, CINCINNATI, OH 45218-1021

Mortgage

Document Number	30056
Date	Apr 22, 2019
Book Page	013901/000683
Instrument	30056

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,576.00 (+8.46%)	$63,315 (+%) Land $9,831 Building $53,484
2024	$4,219.00 (+7.22%)	$63,314 (-) Land $9,831 Building $53,483
2023	$3,935.00 (+9.31%)	$63,314 (+46.48%) Land $9,831 Building $53,483	$180,900 (+46.48%) Land $28,090 Building $152,810
2022	$3,600.00 Homeowner's exemption	$43,225 Land $8,533 Building $34,692
2020			$123,500 Land $24,380 Building $99,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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