38 Drucker Ln, Old Monroe, MO 63369 Property Records

Lincoln County property record for 38 Drucker Ln, Old Monroe, MO 63369

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1980
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-20-10-003-003-015.000`

Property Details

APN / Parcel Number

Primary APN	`21-20-10-003-003-015.000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38 DRUCKER LN
City	OLD MONROE
State	MO
Zip	63369-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 122 GREEN ACRES PLAT 3
Legal Range	02E
Legal Township	48N
Legal Section	30
Legal Subdivision	GREEN ACRES
Legal Lot Number	122
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1029
Census Tract	810402

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 DRUCKER LN, OLD MONROE, MO 63369-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	38 DRUCKER LN, OLD MONROE, MO 63369-2308
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 DRUCKER LN, OLD MONROE, MO 63369-2308

Mortgage

Document Number	002476/734
Date	Mar 9, 2022
Book Page	2476/734
Instrument	2022002458

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Winfield R-IV School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,116 (-) Land $3,866 Building $23,250
2025	$1,504.00 (+7.28%)	$27,116 (+7.66%) Land $3,866 Building $23,250	$142,720 (+7.66%) Land $20,350 Building $122,370
2023	$1,402.00 (+6.13%)	$25,186 Land $3,298 Building $21,888	$132,560 Land $17,360 Building $115,200
2022	$1,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	25 (1993–2024)
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2021 · 2 claims Severe Storms, Tornadoes, And Flooding, May 2019 · 11 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30