Camden County and Cherry Hill Township property record for 38 Downing St, Cherry Hill, NJ 08003
| Property Type | Single Family Home |
|---|---|
| Details | 2,545 sqft · built 1976 |
| Lot Size | 0.313 acres (13,616 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $121,000 (Jul 1984) |
| Tax Bill | $11,720 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00514-04-00019 |
| Primary APN | 09-00514-04-00019 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,545 sqft Living Area |
|---|
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 13,616 sqft (0.313 acres) |
| Lot Dimensions | 148 ft deep x 92 ft wide |
| Account Number | 027240 |
|---|---|
| Street Address | 38 DOWNING ST |
| City | CHERRY HILL |
| State | NJ |
| Zip | 08003-1519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SURREY PLACE EAST SEC 03A |
| Legal Block | 514.4 |
| Legal Lot Number | 19 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | CHERRY HILL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 603506 |
Source: Camden County and Cherry Hill Township records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 DOWNING ST, CHERRY HILL, NJ 08003-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POLICE AND FIRE FEDERAL CREDIT UNION |
| Dec 8, 2022 | Deed of Trust, Mortgage · Line of Credit POLICE & FIRE FCU |
| Apr 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI POLICE & FIRE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 1984 · Amount on Record |
| Deed Sale | Jul 2, 1984 · Amount on Record |
| Deed Book / Page | 3980 / 62 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Sep 14, 2026 |
| Property Address | 38 DOWNING ST, CHERRY HILL, NJ 08003-1519 |
| Document Number | 0000060042 |
| Book / Page | 13187 / 1160 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202660042 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 38 DOWNING ST, CHERRY HILL, NJ 08003-1519 |
| Document Number | 0000060042, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 13187/1160 |
| Instrument | 202660042 |
| Name | POLICE AND FIRE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 38 DOWNING ST, CHERRY HILL, NJ 08003-1519 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000105144 |
|---|---|
| Date | Dec 8, 2022 |
| Book Page | 12247/510 |
| Instrument | 2022105144 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 27, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Property Address | 38 DOWNING ST, CHERRY HILL, NJ 08003-1519 |
| Document Number | 0000032898 |
| Instrument Date | Apr 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 38 DOWNING ST CHERRY HILL NJ 080031519, CHERRY HILL, NJ 08003-1519 |
| Document Number | 0000032898 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 011387/000877 |
| Instrument | 32898 |
| Name | POLICE & FIRE FCU |
|---|---|
| Address | BENSALEM, PA 19020 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 20, 2035 |
Source: Camden County and Cherry Hill Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Cherry Hill Township |
| Unified School District | Cherry Hill Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,300 (-) Land $69,100 Building $180,200 | $249,300 (-) Land $69,100 Building $180,200 | |
| 2025 | $11,720.00 (+5.43%) | $249,300 (-) Land $69,100 Building $180,200 | $249,300 (-) Land $69,100 Building $180,200 |
| 2024 | $11,116.00 (+9.13%) | ||
| 2023 | $249,300 Land $69,100 Building $180,200 | $249,300 Land $69,100 Building $180,200 | |
| 2022 | $10,186.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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