38 Dolphin Ct, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 38 Dolphin Ct, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 2019
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Mar 2022)
Tax Bill	$3,783 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-2S-21-42310-00A-0140`

Property Details

APN / Parcel Number

Primary APN	`24-2S-21-42310-00A-0140`
Alternative APN	`24-221-42310-00A-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	3,472 sqft
1st Floor Area	2,040 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	114 ft deep x 92 ft wide
Garage Type	Carport
Garage Area	848 sqft
Carport	Carport
Carport Area	848 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38 DOLPHIN CT
City	SANTA ROSA BEACH
State	FL
Zip	32459-4889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK A SHELTER COVE ESTATES PB 5-8 OR 2723-587 OR 2991-1398 OR 3046-2266 3111-4395 OR 3113-3011 OR 3114-4388 OR 3238-2048 OR 3242-2644
Legal Range	021
Legal Township	02S
Legal Section	24
Legal Subdivision	SHELTER COVE ESTATES
Legal Block	A
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2010
Census Tract	950604

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 DOLPHIN CT, SANTA ROSA BEACH, FL 32459-4889
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage WALTON FUNDING LLC
Feb 11, 2022	Correction Deed SETCO SERVICES LLC
Aug 2, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 15, 2019	Correction Deed SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Feb 11, 2022
Deed Document Number	202211358
Deed Book / Page	3242 / 2644
Prior Transfer Date	Mar 9, 2022
Prior Transfer Doc	0032422644
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 10, 2022
Property Address	38 DOLPHIN CT, SANTA ROSA BEACH, FL 32459-4889
Document Number	0032422644
Book / Page	3242 / 2644
Map Reference	MB 5 PG 8
Instrument Date	Mar 9, 2022
Instrument	20220011358
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 N WASHINGTON ST # ST303, 515, ALEXANDRIA, VA 22314-2344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 DOLPHIN CT, SANTA ROSA BEACH, FL 32459-4889

Mortgage

Document Number	0032422646
Date	Mar 10, 2022
Instrument	3242/2646

Lender

Name	WALTON FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Feb 11, 2022
Property Address	38 DOLPHIN CT, SANTA ROSA BEACH, FL 32459-4889
Document Number	0032382048
Book / Page	3238 / 2048
Map Reference	MB 5 PG 8
Instrument Date	Feb 9, 2022
Instrument	20220006550
Record Updated	Feb 25, 2022
Title Company	SETCO SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 COCONUT GROVE CT, 302, PANAMA CITY BEACH, FL 32407-3275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E ALEXANDRIA AVE # 1, 1, ALEXANDRIA, VA 22301-1808

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 2, 2019
Property Address	38 DOLPHIN CT, SANTA ROSA BEACH, FL 32459-4889
Document Number	0031133011
Book / Page	3113 / 3011
Map Reference	MB 5 PG 8
Instrument Date	Jul 31, 2019
Instrument	20190026276
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 COCONUT GROVE CT, 302, PANAMA CITY BEACH, FL 32407-3275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E ALEXANDRIA AVE # 1, 1, ALEXANDRIA, VA 22301-1808

Mortgage

Document Number	0031133018
Date	Aug 2, 2019
Instrument	3113/3018

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

August 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Aug 15, 2019
Property Address	38 DOLPHIN CT, SANTA ROSA BEACH, FL 32459-4889
Document Number	0031144388
Book / Page	003114 / 004388
Instrument Date	Jul 31, 2019
Instrument	27844
Record Updated	Aug 30, 2019
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$2,590.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	218 E ALEXANDRIA AVE #1 ALEXANDRIA VA 223011808, 1, ALEXANDRIA, VA 22301-1808

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,783.00 (-1.07%)	$418,724 (-0.83%) Land $72,675 Building $346,049	$418,724 (-0.83%) Land $72,675 Building $346,049
2024	$3,824.00 (-0.31%)
2023	$3,836.00 (+107.13%)	$422,211 (+24.1%) Land $72,675 Building $349,536	$422,211 (+24.1%) Land $72,675 Building $349,536
2022	$1,852.00 Homeowner's exemption	$340,207 Land $47,763 Building $292,444	$340,207 Land $47,763 Building $292,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 193 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	193 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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