38 Dock Rd, Norwalk, CT 06854 Property Records

Norwalk City property record for 38 Dock Rd, Norwalk, CT 06854

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,180 sqft · built 1950
Lot Size	0.576 acres (25,091 sqft)
Owner	2 Individual Names on File
Last Sale	$910,000 (Feb 2018)
Tax Bill	$22,928 (2026)
Deeds & Mortgages	May 2020 Refinance Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D:5 B:84 L:99`

Property Details

APN / Parcel Number

Primary APN	`D:5 B:84 L:99`
Alternative APNs	`NORW M:5 B:84 L:99` `NWLK M:5 B:84 L:99` `25986`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,180 sqft Living Area
Gross Area	3,839 sqft
1st Floor Area	1,487 sqft
Basement Area	1,023 sqft
Unfinished Basement	818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Flat
Roof Material	Asphalt
Lot Area	25,091 sqft (0.576 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	25986
Street Address	38 DOCK RD
City	NORWALK
State	CT
Zip	06854-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	84
Legal Lot Number	99
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1016
Census Tract	44400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Village Creek listed 2010 · 52 contributing resources · NRIS 10000493

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

38 Dock Rd is owned and occupied by two individuals who bought it in February 2018.

Source: Norwalk City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 DOCK RD, NORWALK, CT 06854-4717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRFIELD COUNTY BANK
Oct 18, 2018	Deed of Trust, Mortgage CITIZENS BANK
Dec 4, 2020	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK
Feb 21, 2018	Deed, Transfer CROSS COUNTRY LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2018 · Amount on File
Deed Sale	Feb 21, 2018 · Amount on File
Prior Sale	Oct 17, 1996 · Amount on File
Deed Book / Page	8647 / 106
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	38 DOCK RD, NORWALK, CT 06854-4717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9010-137
Date	May 28, 2020
Book Page	9010/137

Lender

Name	FAIRFIELD COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	38 DOCK RD, NORWALK, CT 06854-4717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8753-186
Date	Oct 18, 2018
Book Page	8753/186

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2028

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	38 DOCK RD, NORWALK, CT 06854-4717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9123-156
Date	Dec 4, 2020
Book Page	9123/156
Instrument	2020012806

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NORWALK CT
Recording Date	Feb 21, 2018
Property Address	38 DOCK RD, NORWALK, CT 06854-4717
Document Number	8647-106
Book / Page	8647 / 106
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	86470109
Date	Feb 21, 2018
Instrument	08647/0109

Lender

Name	CROSS COUNTRY LENDERS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 38 Dock Rd was $22,928, down 8% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,928.00 (-8.02%)	$1,050,000 (-) Land $1,042,990 Building $7,010	$1,974,169 (+168.59%)
2025	$24,927.00	$1,050,000 Land $1,042,990 Building $7,010	$735,000 Land $730,093 Building $4,907
2024	$24,927.00 (+13.28%)
2023	$22,004.00 (+30.9%)	$881,360 (+28.85%) Land $551,710 Building $329,650
2022	$16,810.00	$684,040 Land $551,800 Building $132,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Dock Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Dock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

May also be available: Verizon.

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