38 Derringer Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 38 Derringer Dr, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,323 sqft · built 1996
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Apr 2019)
Tax Bill	$12,088 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00084-20-00032`

Property Details

APN / Parcel Number

Primary APN	`21-00084-20-00032`
Alternative APN	`2100084002000032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,323 sqft Living Area
1st Floor Area	1,294 sqft
Upper Floors Area	1,107 sqft
Basement Area	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Garage Area	342 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	261 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	38 DERRINGER DR
City	HOWELL
State	NJ
Zip	07731-2963
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	AMERICAN ESTATES
Legal Block	84.20
Legal Lot Number	32
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3004
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 DERRINGER DR, HOWELL, NJ 07731-2963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Apr 18, 2019	Deed with Mortgage, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Prior Sale	May 31, 1996 · Amount on Record
Deed Document Number	201933789
Deed Book / Page	9344 / 2424
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	38 DERRINGER DR, HOWELL, NJ 07731-2963
Document Number	0000104357
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 DERRINGER DR HOWELL NJ 077312963, HOWELL, NJ 07731-2963

Mortgage

Document Number	0000104357
Date	Sep 15, 2020
Book Page	009440/009757
Instrument	104357

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

April 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 18, 2019
Property Address	38 DERRINGER DR, HOWELL, NJ 07731-2963
Document Number	0000033789
Book / Page	009344 / 002472
Instrument Date	Apr 11, 2019
Instrument	33789
Transaction Type	Transfer
Record Updated	May 7, 2019
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 DERRINGER DR HOWELL NJ 077312963, HOWELL, NJ 07731-2963

Mortgage

Document Number	33790
Date	Apr 18, 2019
Book Page	009344/002472
Instrument	33790

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	38 DERRINGER DR, HOWELL, NJ 07731-2963
Document Number	0000113135
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 DERRINGER DR HOWELL NJ 077312963, HOWELL, NJ 07731-2963

Mortgage

Document Number	0000113135
Date	Nov 20, 2017
Book Page	009259/004977
Instrument	113135

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$730,600 (+4.01%) Land $376,600 Building $354,000	$730,600 (+4.01%) Land $376,600 Building $354,000
2025	$12,088.00 (+6.08%)	$702,400 (+31.39%) Land $351,600 Building $350,800	$702,400 (+31.39%) Land $351,600 Building $350,800
2024	$11,395.00 (+18.95%)
2023		$534,600 Land $196,600 Building $338,000	$534,600 Land $196,600 Building $338,000
2022	$9,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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