Essex County and Millburn Township property record for 38 Cypress St, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,615 sqft · built 1939 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $617,500 (Jun 2018) |
| Tax Bill | $11,775 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00404-0000-00010 |
| Primary APN | 12-00404-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,615 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 38 CYPRESS ST |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X100 |
| Legal Block | 404 |
| Legal Lot Number | 10 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20200 |
38 Cypress St is owned and occupied by two individuals who bought it in June 2018.
Source: Essex County and Millburn Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 CYPRESS ST, MILLBURN, NJ 07041-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 11, 2018 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Jun 5, 2018 | Grant Deed, Transfer · Conventional with PMI SINKAR MAHESH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2018 · Amount on File |
| Deed Sale | Jun 5, 2018 · Amount on File |
| Prior Sale | Oct 22, 1986 |
| Deed Document Number | 201848388 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 CYPRESS ST, MILLBURN, NJ 07041-1923 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 2021120451 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021120451 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 CYPRESS ST, MILLBURN, NJ 07041-1923 |
| Document Number | 0000061576 |
| Instrument Date | Jul 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 CYPRESS ST MILLBURN NJ 070411923, MILLBURN, NJ 07041-1923 |
| Document Number | 0000061576 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 61576 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 5, 2018 |
| Property Address | 38 CYPRESS ST, MILLBURN, NJ 07041-1923 |
| Document Number | 0000048388 |
| Instrument Date | May 1, 2018 |
| Instrument | 48388 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $617.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 CYPRESS ST MILLBURN NJ 070411923, MILLBURN, NJ 07041-1923 |
| Document Number | 48389 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 48389 |
| Name | SINKAR MAHESH |
|---|---|
| Address | SHORT HILLS, NJ 07078 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jun 4, 2020 |
The 2025 property tax bill for 38 Cypress St was $11,775, up 1.9% from the year before.
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,200 (-) Land $375,500 Building $207,700 | $583,200 (-) Land $375,500 Building $207,700 | |
| 2025 | $11,775.00 (+1.87%) | $583,200 Land $375,500 Building $207,700 | $583,200 Land $375,500 Building $207,700 |
| 2024 | $11,559.00 | ||
| 2023 | $583,200 Land $375,500 Building $207,700 | $583,200 Land $375,500 Building $207,700 | |
| 2022 | $11,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Cypress St in Zone X, an area of minimal flood risk, though there have been 54 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 54 (1979–2023) |
| Claims Outside the SFHA | 48 of 54 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 Cypress St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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