38 Curtis St, Franklin, NC 28734 Property Records

Macon County property record for 38 Curtis St, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1945
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Last Sale	$39,000 (Sep 2025)
Tax Bill	$688 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`6585804807`

Property Details

APN / Parcel Number

Primary APN	`6585804807`
Alternative APNs	`0104364` `153962` `135553` `87146`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Heated Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Terrain	Rolling
Porch	Slab
Porch Area	293 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	135553
Street Address	38 CURTIS ST
City	FRANKLIN
State	NC
Zip	28734-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR1
Legal Description	LOT 19 CURTIS SUB
Legal Subdivision	CURTIS SUBD
Legal Lot Number	19
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1043
Census Tract	970302

Owner

38 Curtis St is owned by a company that bought it in September 2025.

Source: Macon County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	119 N SALISBURY ST, RALEIGH, NC 27603-1739
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	May 1, 2025 · Amount on File
Deed Document Number	20255462
Deed Book / Page	Y43 / 201
Prior Transfer Date	Apr 28, 2025
Prior Transfer Doc	00R43/2041
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 29, 2022
Property Address	38 CURTIS ST, FRANKLIN, NC 28734-2929
Document Number	000G42/496
Book / Page	G-42 / 496
Map Reference	MB 1 PG 7
Instrument Date	Nov 29, 2022
Instrument	2022009034
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	432 ANNONDALE RD, 432, COLUMBIA, SC 29212-8274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 CURTIS ST, FRANKLIN, NC 28734-2929

Mortgage

Document Number	000G42/502
Date	Nov 29, 2022
Book Page	G-42/502
Instrument	2022009035

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.15%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.15%
Index	5-Year TN
Max Rate	11.1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Sep 29, 2021
Property Address	38 CURTIS ST, FRANKLIN, NC 28734-2929
Document Number	H41/103
Book / Page	H-41 / 103
Instrument Date	Sep 22, 2021
Instrument	2021009226
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 38 Curtis St was $688.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$688.00	$167,300 (-) Land $30,620 Building $136,680	$167,300 (-) Land $30,620 Building $136,680
2025	$688.00	$167,300 Land $30,620 Building $136,680	$167,300 Land $30,620 Building $136,680
2023	$647.00	$167,300 Land $30,620 Building $136,680	$167,300 Land $30,620 Building $136,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Curtis St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2023)
Most Recent Claim	Mar 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Curtis St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Curtis St

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