Roane County property record for 38 Cunningham Ln, Walton, WV 25286
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.446 acres (19,428 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $94 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-0020.0000 |
| Primary APN | 09-34-0020.0000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 19,428 sqft (0.446 acres) |
|---|---|
| Lot Dimensions | 169 ft deep x 115 ft wide |
| Terrain | Above Road/Slope |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 96194501 |
|---|---|
| Street Address | 38 CUNNINGHAM LN |
| City | WALTON |
| State | WV |
| Zip | 25286-8602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .50 FEE WALTON |
| Jurisdiction | ROANE WV |
| Township / Civil Division | III |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 962901 |
38 Cunningham Ln is owned and occupied by an individual.
Source: Roane County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 CUNNINGHAM LN, WALTON, WV 25286-8602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANE WV |
| Property Address | 38 CUNNINGHAM LN, WALTON, WV 25286-8602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000365/630 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 365/630 |
| Instrument | 2178960 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 38 Cunningham Ln was $94, up 4.4% from the year before.
Source: Roane County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Roane County |
| Unified School District | Roane County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94.00 (+4.44%) | $5,350 (+3.48%) Land $2,890 Building $2,460 | $8,917 (+3.69%) Land $4,817 Building $4,100 |
| 2025 | $90.00 | $5,170 Land $2,890 Building $2,280 | $8,600 Land $4,800 Building $3,800 |
| 2023 | $86.00 (-1.15%) | $4,870 (-) Land $2,710 Building $2,160 | $8,100 (-) Land $4,500 Building $3,600 |
| 2022 | $87.00 | $4,870 Land $2,710 Building $2,160 | $8,100 Land $4,500 Building $3,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Cunningham Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2016 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Cunningham Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTON PSD serves 2,208 people · EPA ID WV3304407 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Haloacetic acids resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Apr 2017 Organic carbon removal Jul 2023 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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